A firm appears on the FCA Firm Checker. You breathe a little easier. But what, exactly, have you checked? You have checked something important: whether the firm is authorised and has permission to provide the service you want. You have not established that the person contacting you works for that firm, that this particular investment … Continue reading An FCA Check Is Only the Start: Investigate Before You Invest
Tag: academy-os
The missing measure is consumer agency
The FCA wants people to navigate their financial lives. What would it take to put the person, rather than the adviser, at the wheel? Someone sits down with a folder of pension statements, an insurance renewal and a list of questions about work. They have been told to seek financial advice. Yet their first question … Continue reading The missing measure is consumer agency
30 Academy OS Fun Facts
30 Academy OS Fun Facts You already have a life operating system.If it is scattered across emails, apps, folders and other people’s systems, you may simply not control it yet. If your plan only works when your adviser is present, your adviser has become the operating system.Academy OS puts the individual back at the centre. … Continue reading 30 Academy OS Fun Facts
Your Life. Your Money. Your OS.
Academy OS Foundations introduces a new way to manage life and money—one in which the individual, not the institution, operates the system Most people already have a financial operating system. The problem is that it usually belongs to somebody else. Their pension information sits with providers. Their financial plan sits in an adviser’s system. Their … Continue reading Your Life. Your Money. Your OS.
How to Stop Making Scams So Easy
In response to the collapse of Woodville Consultants and a challenge from The Times, we have updated Investigator™—because government should close the loophole, but people need protection while it remains open A form is placed in front of an investor. It asks them to confirm that they are “high net worth” or a “sophisticated investor”. … Continue reading How to Stop Making Scams So Easy
When Fake Pharmacies Look Real, “Does This Look Professional?” Is the Wrong Question
Check before the sales journey becomes a medical decision Today, The Times reports that British regulators are playing “whack-a-mole” against organised criminals selling counterfeit weight-loss medicines through fake online pharmacies. According to the investigation, UK consumers accessed around 5,000 suspected fake-pharmacy websites during 2025. Regulators have disrupted more than 1,500 illegal sites, but new ones … Continue reading When Fake Pharmacies Look Real, “Does This Look Professional?” Is the Wrong Question
When fraud takes your money it also tries to take your agency
£70M FRAUD. 15 YEARS IN JAIL. BUT WHO HELPS THE VICTIMS? The latest release of The Recoverer ™ is now available free at http://www.the-recoverer.app A £70 million pension fraud has ended with three men in prison. But the story exposes a harder truth: justice may arrive years later, while victims need a practical way to … Continue reading When fraud takes your money it also tries to take your agency
The Recoverer™ Is Now Live on Academy OS – FREE
Do everything you can, yourself, before you hand this to anyone else. When someone loses money to investment fraud, the first instinct is often to find an expert. A solicitor. A recovery firm. A claims company. Someone who knows what to do. Sometimes that support is necessary. But there is an important question that should … Continue reading The Recoverer™ Is Now Live on Academy OS – FREE
The Future of Legal AI Should Not Be Better Lawyers. It Should Be Stronger Citizens.
Explore Goliathon and start building the capability to understand your own case before deciding your next move. Johan Häger, CEO and Co-founder of Aloi AI, recently made an important observation about the future of legal services. His argument is that the law firm of the future should not simply produce more legal output. It should … Continue reading The Future of Legal AI Should Not Be Better Lawyers. It Should Be Stronger Citizens.
Know What You’re Receiving Before You Act on It
We regulate the difference between information, education, guidance, promotion and financial advice. Perhaps it is time we taught the public the difference too. BIG Checker doesn’t just ask “Is this true?”It asks “What is this, who benefits, and why should you believe it?” More than half of people who acted on financial advice they encountered … Continue reading Know What You’re Receiving Before You Act on It
