NOTE FROM TTF CANADA MEMBER KEN KIVENKO ABOUT FINANCIAL WELLBEING "This is a terrific and timely commentary by Carrick. Reading it will improve your financial well-being. You won't find too many regulators publishing such candid material for financial literacy month. OBSI and Investor Protection Clinics might consider it, though. #1 Some clients should stop investing … Continue reading Some clients should stop investing for 12 months to pay off their debts.
Financial planning to solve a problem is very different to financial planning given during or in preparation for buying or selling a regulated investment. When I demo HapNav – our end-user financial planning app – the “fix it” function suggests potential solutions. An array of diagnostic simulations are executed every time a user clicks on … Continue reading How is financial planning different for advice-only financial planners?
Dictionary.com defines the term alpha male as follows… “A male animal having the highest rank in a dominance hierarchy… the most dominant, powerful, or assertive man in a particular group.” That’s not me. “The reason we’re letting you go, Steve, is you’ve delivered a five-year strategy, and we can pay someone half your salary to implement it, and … Continue reading Is financial services an industry for alpha males?
Listening to Brian Hill, from the Exit Partnership, at PFS Festival this week, one certainly stood out for me. You’re going to exit … walking, pushed or wheeled! And it would help if you planned for this eventuality now to get the best deal for you, your team, and your clients. And whilst it’s relatively … Continue reading Financial Advisers: Begin with the end in mind.