Some clients should stop investing for 12 months to pay off their debts.

NOTE FROM TTF CANADA MEMBER KEN KIVENKO ABOUT FINANCIAL WELLBEING "This is a terrific and timely commentary by Carrick. Reading it will improve your financial well-being. You won't find too many regulators publishing such candid material for financial literacy month. OBSI and Investor Protection Clinics might consider it, though. #1 Some clients should stop investing … Continue reading Some clients should stop investing for 12 months to pay off their debts.

How is financial planning different for advice-only financial planners?

Financial planning to solve a problem is very different to financial planning given during or in preparation for buying or selling a regulated investment. When I demo HapNav – our end-user financial planning app – the “fix it” function suggests potential solutions. An array of diagnostic simulations are executed every time a user clicks on … Continue reading How is financial planning different for advice-only financial planners?

Is financial services an industry for alpha males?

Dictionary.com defines the term alpha male as follows…  “A male animal having the highest rank in a dominance hierarchy… the most dominant, powerful, or assertive man in a particular group.” That’s not me. “The reason we’re letting you go, Steve, is you’ve delivered a five-year strategy, and we can pay someone half your salary to implement it, and … Continue reading Is financial services an industry for alpha males?

Financial Advisers: Begin with the end in mind.

Listening to Brian Hill, from the Exit Partnership, at PFS Festival this week, one certainly stood out for me. You’re going to exit … walking, pushed or wheeled! And it would help if you planned for this eventuality now to get the best deal for you, your team, and your clients. And whilst it’s relatively … Continue reading Financial Advisers: Begin with the end in mind.