Month: May 2026

Goliathon v2.0 Has Arrived: Building an Evidence Dossier Just Became Much Easier

"When you're overwhelmed, the hardest part is often knowing where to start." For many people affected by financial exploitation, negligence, maladministration, or other forms of harm, the evidence exists. The problem is not the lack of evidence. The problem is organising it. Letters. Emails. Screenshots. Medical notes. Regulatory correspondence. Court papers. Phone records. Photographs. Hundreds … Continue reading Goliathon v2.0 Has Arrived: Building an Evidence Dossier Just Became Much Easier →

The Advice Gap Isn’t the Real Problem. The Agency Gap Is.

For years, policymakers, regulators, pension providers, and financial institutions have worried about the "advice gap." How do we get more people saving? How do we encourage better pension outcomes? How do we help people invest for the future? These are important questions. But they overlook a more fundamental reality. You cannot save money you do … Continue reading The Advice Gap Isn’t the Real Problem. The Agency Gap Is. →

Introducing Get Secure: The Bridge to Freedom

For more than a decade, I have been asking a simple question. Why is it that the people who most need high-quality planning are often the people least able to access it? Traditional financial planning has largely been built around people who already have assets, investments, pensions, and wealth to manage. Yet millions of people … Continue reading Introducing Get Secure: The Bridge to Freedom →

KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance.

KPMG's AI in Finance 2026 report concludes that AI is moving from an experimental technology to a core operating capability, with 76% of organisations now using AI in financial planning and 71% reporting that it meets or exceeds ROI expectations. The greatest benefits are not coming from cost reduction or automation alone, but from improved … Continue reading KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance. →

AI may be the most scalable anti-poverty and anti-dependency tool humanity has ever created.

AI Is Not Replacing Human Capital. It Is Multiplying It. For decades, economists have argued that human capital is one of the most important sources of wealth creation. The term "human capital" refers to the knowledge, skills, experience, health, creativity, motivation, relationships, and capabilities that allow people to create value in the world. It is … Continue reading AI may be the most scalable anti-poverty and anti-dependency tool humanity has ever created. →

Move first or fall behind: How AI is rewriting the rules of banking

AI is poised to reshape banking not just by cutting costs, but by redistributing profits, redefining customer relationships, and accelerating competition. How should banks respond? Source: McKinsey Report, 29th may 2026. There is a great deal here that reinforces themes the Academy has been exploring for years, but there are also some important cautions. At … Continue reading Move first or fall behind: How AI is rewriting the rules of banking →

The Age of Human Agency Has Arrived

Why AI Could Be the Greatest Empowerment Tool in Human History A recent newspaper article in the Telegraph explored an emerging battle between the world's largest consulting firms and Silicon Valley AI companies. The story focused on how firms such as OpenAI and Anthropic are moving beyond software and into consultancy services, challenging the dominance … Continue reading The Age of Human Agency Has Arrived →

The Most Important AI Story Nobody Is Talking About

For months I've watched the public conversation about artificial intelligence with growing curiosity. Every week there seems to be another warning. AI will take jobs. AI hallucinates. AI creates misinformation. AI cannot be trusted. AI will replace professionals. AI will concentrate power. Some of these concerns are legitimate. Every transformative technology creates risks. But I … Continue reading The Most Important AI Story Nobody Is Talking About →

When Private Risk Becomes Public Risk: The Questions Behind Calls to Expand Government Loan Guarantees

The latest call from Britain's largest banks may sound like a straightforward proposal for economic growth. According to reports, major lenders are urging Chancellor Rachel Reeves to significantly expand the Growth Guarantee Scheme (GGS), a government-backed lending programme designed to support small and medium-sized businesses. Under the current arrangement, loans can be protected by a … Continue reading When Private Risk Becomes Public Risk: The Questions Behind Calls to Expand Government Loan Guarantees →