Many Chartered and Certified Financial Planners haven't understood what financial conduct regulation is all about. We have made an enormous investment in professional qualifications over our entire working lives to be the best financial planners we can be. Then we waste it by obtaining an FCA/ SEC / FSCA / etc. license to sell. Few … Continue reading Trained to plan: Licensed to flog!
Month: October 2022
Be the Change: Groundbreaking Community Financial Planning App Born To Eliminate Income Inequality
Innovation breeds opportunity. One idea emerging from the symbiosis of a disruptive distribution model and app is one-to-many, none-to-many, and many-to-many financial planning services. The world's first advice-only financial planning network, the Academy of Life Planning, hosts the world's first customer-directed Open banking-powered financial planning application, HapNav, the happiness navigator (a fact acknowledged by Moneyhub). … Continue reading Be the Change: Groundbreaking Community Financial Planning App Born To Eliminate Income Inequality
Where do I get day to day support running my business when training is finished?
Question: Is the adviser course aimed at demonstrating competency? Given I've years of experience (with business figures from year dot) & I'm currently doing hours of financial coaching plus qualifications in Executive Leadership, I'm unsure what the fast-track course will provide. I appreciate that I'll need to learn cash flow modelling and will benefit from … Continue reading Where do I get day to day support running my business when training is finished?
The Empty Business Model – Is it Plans or Assets?
“I think that the pivot is now on. The Duty, 4.4% bank rates are readily available; client portals causing clients to take the wrong actions; 7% + annuity rates, and these are scenarios that post RDR no one has experienced. Hence, the fee being anchored on the plan.” – Anom, Oct 2022. Here’s our current … Continue reading The Empty Business Model – Is it Plans or Assets?
Save 10% after 5 years by taking the investment adviser out of financial planning.
You can take the investment adviser out of financial planning. And save over 10% on your investments after 5 years! Financial advice is offered today, with the adviser tapping into your assets for fees. Some claim that they can deliver superior investment returns when compared to the market. Be wary of such claims. I don't … Continue reading Save 10% after 5 years by taking the investment adviser out of financial planning.