The Crossroads: Where Life Meets Legacy Just as M. Scott Peck's seminal book "The Road Less Travelled" begins with the profound statement, "Life is difficult," so too does the journey of every financial planner. We often find ourselves at a metaphorical crossroads, much like the one Peck describes—a place where we must choose between the … Continue reading The Road Less Travelled: An Invitation to Financial Planners Seeking More Than Just Profit →

Twenty years ago, I founded the UK’s award-winning and market-leading workplace marketing operation, Abbey @ Work, was the keynote speaker at the Institute of Pension and Payroll Managers AGM, wrote columns in the EBC trade press, and chaired Employee Benefits Magazine sessions at their annual events. I more recently founded an efficient and market-leading auto-enrollment … Continue reading Transforming Workplaces into Hubs of Significance: The “Planning My Life” Approach →

Do you see your favourite future as a cliff edge ending to the industrial treadmill or an opportunity for greater significance? The Misunderstanding of Economic Activity The concept of "economic activity" is often overlooked in the realm of financial planning, despite being its cornerstone. Economic activity refers to the actions of providing, making, buying, or … Continue reading The Importance of Economic Activity in Genuine Financial Planning →

Introduction Welcome to another edition of our blog. Today, we're diving deep into some groundbreaking concepts that promise to revolutionise the way we think about money, well-being, and life planning. We'll explore the Japanese concept of "Kokoro," the threshold hypothesis for consumption and well-being, and wisdom from the Stoic philosopher Seneca. All of these tie … Continue reading Living Your Kokoro: The New Frontier in Financial Planning and Personal Growth →

A Product Distributor is not a Financial Coach! The recent response from HM Treasury to the concerns raised by financial advisers in the UK has sparked a debate that goes beyond mere regulation. The Treasury's acknowledgment of the need to improve access to financial advice across Britain is commendable, but the confusion between regulations on … Continue reading Misguided Efforts: The Confusion Between Financial Literacy and Regulation →

Gather 'round, folks, and let me tell you a story of an adviser who thought he had it all figured out. A sensible guy, mind you, not one of those Wall Street hotshots. He was the kind of adviser who'd sell you on "financial planning services" and a passive asset allocation approach that promised the … Continue reading The Great Investment Blunder: A Tale of Misguided Strategy and the Road to Redemption →