The direct-to-consumer (D2C) investment market outlook in the UK for 2023 is positive, with continued growth expected. The availability of low-cost investment products, the accelerated adoption of digital investment platforms, and the increasing demand for ESG investments drive this growth. However, investors should consider their investment goals and risk tolerance before making investment decisions. The … Continue reading The Future of the Regulated Investment Advice Market: A Shift Towards Direct-to-Consumer Platforms and Advice-Only Services? →

Look… I'm an ambassador for transparency! Should I flag the need for greater transparency, accountability, and consumer protection in the financial advice industry? Many may agree that these issues must be addressed to improve the industry's reputation and better serve clients. However, some may feel that criticism of the industry is unwarranted or unfair, mainly … Continue reading Why We Need to Ask Why: The Importance of Questioning the Investment Industry and Government →

The truth is, financial service industry propositions are designed for rich people. In a rich people money ecosystem, the bucket is overflowing, the expenditure taps are full on, the financial asset well is full, and the frozen asset freezer is stocked to the hilt. Firms offer to run the well for a handsome fee that, … Continue reading The Harsh Reality: The Financial Industry’s Blindness to the Non-Rich Majority →