Where’s the reset button?

Press Reset!

When to Press Reset: Life Events & Life Plans

When might you need to press that life re-set button? You know, the big red one on the top of your head!

Life events are significant events that occur throughout your life; these can range from the birth of a child, to marriage or getting a new job to even losing a close family member. It is on these occasions that you might want a strategy, a financial life plan – that is, The Game Plan.

Crumbs! Maybe you are just at one of these significant milestones, right now. Or, you know of someone else who is.

Should you leave things to fate?

When you start a new relationship or take an existing relationship to a higher level through cohabitating, marriage or even reconciliation, you may take a moment for deeper reflection on each other’s goals for life. You then knit together a new combined pathway that is inspiring and fulfilling in every way for you both. The process can be worrisome, though seldom does the end-result pull you further apart. On the contrary, it will make you fall further in love. Ahh.

Pregnancy and starting a family. What do your financial plans need to look like as your family grows as you give the greatest opportunity for an amazing life to another? When family planning you need a family plan, right?

Children leaving home. What do you do when the nest is empty and roles change? Apart from throw a party!

Leaving full-time education and staring at the empty canvas. Travel!

Moving home to a new town, county or country. Get to know the neighbours?

When a relationship ends through separation, divorce or bereavement, best laid plans can be laid to waste. Financially they can be devastating, as they are emotionally. That settlement perhaps! This is an ideal time to reflect deeply on what you want for yourself in life. It’s time to reassess and reset your direction. The life plan can include anything even the desire for a new love.

Work changes, for you or your partner, are another great occasion to life plan. Resignation. Redundancy. Getting fired. Retirement. Discharge. End of service. Even if you are unhappy at work. These are fabulous occasions to redesign an inspiring and productive future. Sorry, did I say show the boss a finger?

Major business readjustment when self-employed.

Hitting that mid-life-crisis. Let’s put away the jet-pack for just a minute.

Personal injury or illness for yourself or close family member.

Major changes in financial status through insolvency, bankruptcy or making arrangements with creditors.

Leaving prison and integrating back into society (for good).

All these events have one thing in common. It’s time to start afresh. And, press that reset button.

Why leave it to fate? Take control!

The plan must look at all of you: life, money and work. The plan must help you to enjoy wealth in EVERY area of your life.

The plan typically must increase your wealth – in all areas – ten-fold, and must have nothing to do with the sale of any financial products. You must be the client, not your money. It’s a planner you want, not a sales person.

One plan requires one planner, skilled in all these things. Would you agree?

The options available for you at the Academy of Life Planning are as follows:

  1. Plan yourself – buy the book Your Money or Your Life: Unmask the highway robbers – enjoy wealth in every area of your life (£11.99) and/ or attend Born to Be: The change you wish to see in the world (free) research information on the Academy’s website & blogs (aolp.co.uk), or social media pages and open groups (also free).
  2. Be planned – by an expert and experienced in personal online coaching; from £1,500 (£1,800 for couples); this is one off plan – The Game Plan – created over six 90-minute (120-minute couples) sessions over several months, or
  3. Learn to plan – This is the four-day workshop: Your Money or Your Life Bootcamp! 30 hours in a small group. You learn all the techniques required to repeat the cycle over-and-over again-and-again throughout your lifetime. £3,991.

Steve Conley says, “I’ve invested seven years and over £60,000 in personal training to bring you something that can change your life in days and create a 10-fold wealth improvement in every area of your life.”

“Here’s my guarantee!”

If as a consequence of us working together (options 2 and 3). The Game Plan for you isn’t:

  • Something you agree is doable for you at every step, and
  • Forecasting that you will be one-million-pounds better off by doing it.

Then I’ll refund you the ticket price paid in full.

Now you can’t say fairer than that. What have you got to lose?

We live but a thousand months, many behind us and 200 retired. We can easily be £1,000 worse off for every month that goes by, leaving matters to fate. This time next year you could be £12,000 worse off and looking back wishing you’d invested in yourself sooner.

It’s a financial life plan, called The Game Plan. Enjoyed by hundreds of satisfied AoLP clients.

Isn’t it time you didn’t leave matters to the lap of the Gods? Take matters into your own hands. Sometimes the best investment we can make, is when we invest in ourselves.

For further details:

Buy the book – available to order on Amazon CLICK HERE.

Attend Born to Be – FREE tickets CLICK HERE

Or visit the Aolp website – www.aolp.co.uk

What’s missing from your money?

Is you!

What’s missing from your money?

Ever since money was invented, humans, unlike any other living species, have to pay to live on earth!

How money comes, how you keep it and how it goes are really important issues for you. You’d like help from people who know what’s best. And you’d really like that helping hand to act in your best interest, right? Well right now, as you read this, such help doesn’t exist.

Not anywhere.

There’s a group of us operating behind the scenes to bring it to you. But it could take us 20 to 50 years to change things.

Until then, assuming we make it till then, how do you cope, what can you do, who can you turn to?

Well that’s what this is about – I call myself the financial life coach, or fiduciary.

What’s that then?

In a fiduciary relationship, one person, in a position of vulnerability, justifiably vests confidence, good faith, reliance, and trust in another whose aid, advice, or protection is sought in some matter. In such a relation good conscience requires the fiduciary to act at all times for the sole benefit and interest of the one who trusts.

To better understand the fiduciary relationship, let me explain where it does not exist, though you would think it might. You’d expect it.

The financial services industry does not offer it. The people who run the industry place profit, their profit that is, before principles. To keep it simple, let’s refer to them as greedy bankers.

Greedy bankers!

I’m doing what greedy bankers would be doing if they weren’t being so greedy.

I call myself a financial life coach. The word Fiduciary is not such a familiar term. It’s not a term you hear every day. Why would it be? Greedy bankers prefer to keep it that way.

I would call myself a financial adviser or financial planner. But those titles are already taken by non-fiduciary financial intermediaries. What I mean by that is product sales people.

Yes, their trade bodies, professional bodies and standards boards refuse to adopt fiduciary responsibilities in their codes of conduct. I know because I reviewed all 70 of them and presented a white paper to British parliament on the subject last year. I’m an ambassador for transparency, the paper is here.

These so-called advisers and planners are simply intermediaries between you and product providers. According to their regulator, the Financial Conduct Authority, they are giving advice on, dealing and arranging deals in and managing … investments. By investment, they mean giving your money to greedy bankers.

They are not … as advertised … advising you.

They treat your money as their client, not you.

They listen to you for 82 seconds before pulling out a brochure about your money.

Then they hand your life savings to greedy bankers.

People at the FCA had good intentions about changing things back in 2013; when under the description Retail Distribution Review, they banned commissions on investments. It all became a bit of a dog’s dinner really, as greedy banker lobbyists stepped in – laid off all the retail advisers – and renamed commission as contingent adviser charges for rich people and distorted the financial markets by exempting St James’ Place as a vertically-integrated firm.

Here’s the thing.

When it comes to financial advice … an investment is seldom the best solution or even an answer to your problem. In fact, in most cases it makes the problem worse.

Let’s see … when it comes to keeping your money safe, you give it away to a greedy banker!

They steal off the top and lie to you about how much they have taken. Don’t believe me? See our submission to British parliament on costs and charges then here.

What if … you invested in yourself instead? You invested the money so you no longer had to trade your time for money. You traded your knowhow instead. You created passive income from which you never had to, or wanted to, retire. You created income from what you know and are good at. What you love to do.

Your money avoids the greedy bankers.

Just in the same way that the best book to change your life if the one you write.

Bet on yourself.

All you’ve got to lose is your best life yet. So, go ahead!

Why is it the advisers and planners never mention that one?

Taking your money away to give to greedy bankers, shackled you to a life sentence on the treadmill of work existence; exchanging time for money, taking the bet you can buy freedom in the last 16 years when your time no longer has any use to them.

You’d like to avoid greedy bankers, yes?

You’d like someone who knows the score and is on your side, yes?

Well that’s the financial life coach.

Handing money over to not-so-greedy bankers, without recourse to layers of slice taking middlemen, is sometimes required to generate real returns on life savings. You are shown how to do this, it’s as easy as online banking.

The truth is. The rewards for investing in yourself mindful of the impact on people and planet can be ten-times more profitably in the long-term; as the firms of endearment studies reveal.

The best place to find a helping hand you can trust is at the end of your own arm.

Why’s this former banker any different?

Maybe, you think life coaches are all fluff and ten-a-penny. Everyone’s a life coach, right? Promising happiness … increased performance … improved relationships … anyone with a bit of NLP training. All useful, I’m sure … for the insignificant goals we set ourselves in our limited prison of conditioned thinking.

That’s not me.

I’m a master life planner with the biggest international life planning institute … I think it also takes insider knowledge of the greedy banker system to fully expand upon your biggest dream and move you along your plan in a physical, practical way in a material world.

Let’s face it. Life coaches miss out the money.

Perhaps you see me as a former financial planner and adviser.

The compliance department asked my firm to remove me from the FCA register as I was inactive. You see you are classed as inactive if after one week you have not handed your client’s life savings to a greedy banker. And inactive advisers have to be removed from the FCA register.

Don’t get me wrong. I’m highly qualified. Chartered Financial Planner, Chartered Insurer, twice winner of the British Insurance and Investment Brokers’ Association’s Broker Prize and twice winner of the Insurance Institute of Manchester’s Jubilee Prize Certificate for my performance by examination.

But if you’re shackling clients to the treadmill by handing over their life savings to greedy bankers once a week …

Let’s face it. Financial intermediaries miss out the client.

Potentially he’s one of those unregulated con men. There’s a £4bn per annum black market in the UK open for scammers of all description that are (deliberately) left out of scope by the UK regulators (they don’t want to upset the City and see their HQs move out of London). Flogging dodgy products. Getting rich at the expense of their clients promising some get rich quick scheme that you see all over the internet. Crypto currency, property management, land, hotel rooms, parking spaces, etc.

Pension busters promising illegal access to your pension pot, falsely claiming they’ve spotted a legal loophole. Taking a chunk in charges. And sticking the balance in some dodgy property backed scheme promising high returns for low risk. It disappears. Then HMRC hit you with a tax bill you are unable to pay.

That’s not me either.

I chase those guys and send them to prison. More about that here. And I’m the CEO of Asset Recovery Network (UK) Limited.

So, who am I?

I am what others are not. I do what others should be doing and don’t. I do it … because no-body else will.

If others were really helping you, there would be no need for what I do.

I make financial life changes for the better for you.

Completely on your side. Protecting you from greedy bankers and their agents.

I open your eyes to the greatest version of yourself.

I unmask the higher-way robbers.

Together, we put in place a solid plan to get you to where you were born to be.

Zero greedy banker products are sold in the process.

You need to be told the truth. You need to be told the secrets the greedy bankers didn’t want me to share.

Practical, down-to-earth, proven, tried and tested on millions around the globe, the best financial life planning system you will ever find.

Here’s my guarantee. If you should find a better one. Let me know. I’d like to shake their hand and pass all my clients to them.

What I do is hard. It’s humiliating, gruelling, punishing, draining, exhausting and most of all expensive for me to deliver. They call me Mr Ethical, the Robin Hood of the investment industry, sometimes even a loser and dreamer. I’ve sacrificed so much … they call me stupid!

I’d be one-million pounds better off had I remained in the banks.

See. Now even you think I’m stupid.

But here’s the thing …

If I don’t do it, who will?

If not me, then who? If not now, then when?

The naysayers say to me: “If I had half the brains you have, I’d be at it too. They’re all at it. It pays, and therefore works.”

I’m not born to be a greedy banker.

I’m born to help you.

When you ignore who you were born to be you suffer pain! Real emotional pain.


Society has many remedies to numb the pain and keep you in the rat-race. TV. Politics. Internet. Games. Drugs. Alcohol. Food supplements. Water additives. Chemtrails … the list goes on.

But, the best remedy is to face the truth.

Be who you were born to be.

What you give away, will be returned ten-fold.

Not just financially. You’ll …

enjoy wealth in every area of your life.

For the next 20 years plus of greedy bankers exploiting people and planet until the millennials arrive on the boards, all you have is me. On your side. Showing you how to beat the system.

You start by attending Born to Be. Tickets here. It’s free.

What’s missing from your money?


Learn more at www.academyoflifeplanning.com