As financial philosophers, we look at the remaining years of our lives and ask – what would be a life of most significance? We plan that. We consider all of us – it's called the whole person paradigm. Financially we need enough for basic needs to be met – physically, mentally, and emotionally. We live … Continue reading What is the beautiful work of a certified life planner?
Month: January 2023
Newsflash: It is legal for a financial planner not to be FCA registered!
I sometimes despair. This market has been conditioned, sometimes brainwashed, or should I say, well taught, over decades to think that financial planning has anything to do with FCA-regulated activities. It is a lie. This month I have heard it said from industry experts whose opinions I admire and respect that they believe financial planning … Continue reading Newsflash: It is legal for a financial planner not to be FCA registered!
How to offer financial planning to the mass market
Advisers are moving more upmarket. As the regulatory environment for financial advisers continues to evolve, the time and cost of serving clients compliantly have increased significantly. This shift has resulted in many financial advisers moving up the market and serving fewer but wealthier clients. The increased compliance requirements have led to higher costs for financial … Continue reading How to offer financial planning to the mass market
What’s the most cost-efficient way to get your financial planning – Planner or Adviser?
At my Town Hall on Friday, an IFA told us maybe you are better off getting your financial planning from a financial adviser and paying from your one per cent – because there's no VAT! Here is my question for today. What's the most cost-efficient way to pay for financial planning? From a financial planner … Continue reading What’s the most cost-efficient way to get your financial planning – Planner or Adviser?
Why would anyone choose non-regulated advice?
Today’s Question: I am a chartered accountant by trade but haven't been in practice for years. I do have an understanding of the UK tax system. I initially thought of going down the regulated route, but I am considering fixed-fee advice only, which might be more suitable for me. I only want a hand full … Continue reading Why would anyone choose non-regulated advice?
Feracious Financial Planning
Feracious: Producing in abundance; fertile, fruitful. Etymology: [L. ferax, -acis, fr. ferre to bear.] The Game Plan The Game Plan is a feracious financial plan. Our Values: Integrity and Transparency. Built upon values rooted deeply with our founders. “The principal purpose of financial planning should be to make money for the client, not for the … Continue reading Feracious Financial Planning
What is the biggest asset in your financial plan?
There are two types of financial planners. The one you used to be and the one you could be. The one you used to be. International Standard ISO 22222:2005, Personal Financial Planning, is aimed at increasing client confidence by providing an internationally agreed benchmark for a high global standard of service. The standard defines six … Continue reading What is the biggest asset in your financial plan?