HapNav @ Work The most important asset of any business is its people. Financial wellbeing is critical if employees are to be engaged, motivated, and productive. Yet, all but senior executives and managers are underserved by the financial adviser community on account of their limited wealth. That was, until now! Until now, the workforce must … Continue reading Employee Benefit #1: Financially Organised Workers Are Happy Workers →

The UK investment regulator, the Financial Conduct Authority, suggests relaxing sales rules for £90bn in consumer savings to be switched to assets it regulates. The FCA has spotted nearly nine million people holding cash of £10,000 or more, which it describes as “investable assets” (money that could be switched to regulated investments). They suggest that … Continue reading What Kind Of Fools… is the investment industry voting on its own pay? →

The average Brit household faces an unsecured debt of half annual pay, which at minimum payments would take 30 years to repay. But a million consumers are in for a big shock this Spring. I’m writing to highlight that the regulators and bankers are calling in unsecured debt under the guise of doing good - … Continue reading Persistent Debt Regulations Hit One Million Credit Card Holders →