Rising borrowing costs. Falling business valuations. Personal financial exposure. And the fear of speaking out. By Steve Conley | Founder, Academy of Life Planning You can be a successful financial adviser on paper and still be frightened about your own financial future. You may have spent years building a practice. You have clients who trust … Continue reading SJP Advisers: When the Numbers Stop Working, Who Can You Talk To?
Tag: business
Ask My Adviser now checks targeted support suggestions
Nov 9, 2026 · @Steve Conley Better questions. Clearer answers. Decisions you own. If a firm has sent you a ready-made suggestion about your pension or your savings, Ask My Adviser can now help you check it before you act. We have added a Targeted Support Check to ask-my-adviser.app. It is free, needs no sign-up, … Continue reading Ask My Adviser now checks targeted support suggestions
Retire from Regulated to Independent Financial Planning, Before AI Retires You
Why experienced financial advisers should plan their transition from asset-based remuneration while they still have the clients, relationships and choices to make it work. Steve Conley | Academy of Life Planning | 8 November 2026 You've spent your career helping clients plan their retirement. But have you planned your own? Not simply when you will … Continue reading Retire from Regulated to Independent Financial Planning, Before AI Retires You
Financial planning without asset hoovering: why AI changes the economics
By Steve Conley, Founder, Academy of Life Planning | 4 November 2026 What if you could buy financial planning without agreeing to move your investments? What if the price reflected the help you needed, rather than how much money you had? And what if the person helping you had a reason to make you more … Continue reading Financial planning without asset hoovering: why AI changes the economics
Clients have AI too. What are planners for now?
By Steve Conley | Academy of Life Planning | 2 November 2026 Here is something our profession is slow to admit. Clients have AI too. They can ask questions at midnight. They can translate unfamiliar language, compare explanations and ask what might be missing from a recommendation. They can also ask a question that should … Continue reading Clients have AI too. What are planners for now?
Why agency matters now: build the ark before the rain
By Steve Conley, Founder, Academy of Life Planning Most people do not wake up wanting financial advice. They wake up wondering whether they can afford to leave a job. Whether retirement is possible. How to help their children without putting their own future at risk. What to do when an institution they trusted lets them … Continue reading Why agency matters now: build the ark before the rain
AI can help you fight for justice. But be careful what you upload.
The Solicitors Regulation Authority has issued an important warning about AI, confidentiality and legal privilege. Here is what it means for ordinary people using AI to challenge powerful institutions. Steve Conley | Get SAFE | 30 October 2026 AI is changing the balance of power For years, people challenging banks, insurers, pension providers and other … Continue reading AI can help you fight for justice. But be careful what you upload.
Before You Join, Ask What It Costs to Leave
A new SJP group claim raises an uncomfortable question for the financial advice profession: do recruits understand the risks as clearly as they understand the opportunity? By Steve Conley | Academy of Life Planning | 27 October 2026 Imagine being offered a new career helping people make better financial decisions. You receive training, gain a … Continue reading Before You Join, Ask What It Costs to Leave
Three Ways Successful Total Wealth Planners Build Their Businesses Through Trust
The Secret to a Successful Financial Planning Practice? It's Who Trusts You. Why professional expertise alone doesn't generate clients — and what we've learned from the practices that are succeeding. By Steve Conley | Academy of Life Planning | 27 October 2026 You can have excellent qualifications, years of experience, sophisticated financial planning tools and … Continue reading Three Ways Successful Total Wealth Planners Build Their Businesses Through Trust
The FCA identified the problem six years ago. Are you still paying for the wrong service?
What the regulator’s findings mean for people who wanted financial planning but were offered an ongoing investment relationship By Steve Conley | Academy of Life Planning You had a question. Could you afford to retire? Could you help your children financially? Could you buy your dream home? Could you change career without putting your future … Continue reading The FCA identified the problem six years ago. Are you still paying for the wrong service?
