Restoring human agency in financial and life decisions — through human support, AI-assisted systems, practitioner training, and safe recovery after financial harm. There is a simple idea sitting at the heart of the Academy of Life Planning. People do not need more systems that make them dependent. They need systems that help them recover their … Continue reading One Mission. Four Doors.
Tag: business
KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance.
KPMG's AI in Finance 2026 report concludes that AI is moving from an experimental technology to a core operating capability, with 76% of organisations now using AI in financial planning and 71% reporting that it meets or exceeds ROI expectations. The greatest benefits are not coming from cost reduction or automation alone, but from improved … Continue reading KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance.
Move first or fall behind: How AI is rewriting the rules of banking
AI is poised to reshape banking not just by cutting costs, but by redistributing profits, redefining customer relationships, and accelerating competition. How should banks respond? Source: McKinsey Report, 29th may 2026. There is a great deal here that reinforces themes the Academy has been exploring for years, but there are also some important cautions. At … Continue reading Move first or fall behind: How AI is rewriting the rules of banking
The Age of Human Agency Has Arrived
Why AI Could Be the Greatest Empowerment Tool in Human History A recent newspaper article in the Telegraph explored an emerging battle between the world's largest consulting firms and Silicon Valley AI companies. The story focused on how firms such as OpenAI and Anthropic are moving beyond software and into consultancy services, challenging the dominance … Continue reading The Age of Human Agency Has Arrived
Former SJP partners hire lawyers to bring claim against advice giant
Group says advice company did not pay fair compensation for clients passed on to other appointed representatives, in case SJP describes as speculative. See Citywire article, 29 May 2026. The story centres on a growing dispute between former advisers of St. James's Place (SJP) and the firm's adviser network model. A group of former SJP … Continue reading Former SJP partners hire lawyers to bring claim against advice giant
Advice Out. Agency In. Why the FCA’s ‘Two Hats’ Issue Is About to Reshape Financial Planning
Why the FCA “Two Hats” Problem Is About to Become One of the Biggest Strategic Issues in Financial Planning For years, the UK financial advice profession has operated within a relatively stable identity structure. You were either: an authorised firm, an appointed representative, or a regulated financial adviser operating under a regulated permissions framework. The … Continue reading Advice Out. Agency In. Why the FCA’s ‘Two Hats’ Issue Is About to Reshape Financial Planning
The 90/10 Is Becoming the 99/1
What Rising Advice Thresholds Are Really Telling Us About the Future of Financial Planning The latest industry statistics may prove to be one of the clearest signals yet that financial planning is entering a structural transition. According to the latest adviser survey data [Dynamic Planner’s Advice 2026 report], the average minimum investable asset threshold has … Continue reading The 90/10 Is Becoming the 99/1
Only 7% of Advisers Fully Trust Their Technology Outputs
If Institutional Systems Are Supposed to Be More “Auditable, Accurate and Repeatable”… Why Don’t Advisers Trust Them? For years, one of the major arguments made by large financial services technology providers has been that institutional systems are inherently safer and more reliable than individuals using AI tools independently. The logic usually sounds something like this: … Continue reading Only 7% of Advisers Fully Trust Their Technology Outputs
If Institutions Have AI, Regulators Have AI, and Scammers Have AI… Then Individuals Need AI Too
For years, technology in financial services was largely discussed as a productivity tool. Faster processing.Better reporting.Lower costs.More automation. But the conversation is now shifting. This week, the Financial Conduct Authority openly discussed the possibility of “robo-regulation” — a future where AI helps monitor firms, identify risks, detect misconduct, and supervise markets in real time. At … Continue reading If Institutions Have AI, Regulators Have AI, and Scammers Have AI… Then Individuals Need AI Too
The Industry Is Starting to Move Toward Total Wealth Planning
For years, many of us inside the Academy of Life Planning have felt like we were speaking a different language from the wider financial services industry. While much of the profession focused on: products, portfolios, regulation, platforms, and accumulation models, AoLP kept returning to a simpler question: “What do human beings actually need in order … Continue reading The Industry Is Starting to Move Toward Total Wealth Planning
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