AI and the Two-Sided Transition of Financial Planning The Financial Planning Standards Board (FPSB) has released an important new Practice Guidance Note on the use of artificial intelligence in financial planning. It is a timely and well-considered document that addresses one of the profession's most significant emerging challenges. Its central message is clear. Artificial intelligence … Continue reading AI Is Reshaping Financial Planning. But Is It Reshaping the Whole Picture?
Tag: technology
When Clients Have AI Too
The profession is asking how advisers should use AI. But the more urgent question may be what advisers should do when clients have AI too. For the past two years, almost every conversation about artificial intelligence in financial planning has centred on the adviser. How can firms become more efficient? How can advisers automate administrative … Continue reading When Clients Have AI Too
Why the Future of Financial Planning Needs More Women (and Fewer Sales Targets)
There has never been a more interesting time for women to enter financial planning. But perhaps there has also never been a more important time to ask a different question. Not simply: "Which firm should I join?" But: "What kind of profession do I want to help build?" Recently, St. James's Place published an article … Continue reading Why the Future of Financial Planning Needs More Women (and Fewer Sales Targets)
What Is Your Financial Planning Business Really Optimising For?
The QBL Financial Planning Firm™ I actually think QBL Financial Planning Firm™ has the potential to become a recognised AoLP framework. It provides a memorable organisational counterpart to Total Wealth Planning. A Total Wealth Planner helps clients optimise across multiple forms of capital; a QBL Financial Planning Firm consciously organises its own business around the … Continue reading What Is Your Financial Planning Business Really Optimising For?
AI Literacy Before AI Leadership: Why Britain Needs an AI-Confident Population
AI Literacy Before AI Leadership: Why Britain Needs an AI-Confident Population By Graham Francis, Academy of Life Planning Member The conversation around Artificial Intelligence is accelerating. Governments are investing billions. Technology companies are competing to build ever more capable systems. Businesses are exploring how AI can improve productivity, reduce costs, and create new opportunities. Yet … Continue reading AI Literacy Before AI Leadership: Why Britain Needs an AI-Confident Population
The Great Unbundling of Financial Planning
What Happens When AI Can Do Most of the Regulated Work? For thirty years, financial planning and financial advice have largely travelled together. In practice, most consumers have experienced financial planning through the lens of regulated financial advice. The planner gathered information, analysed circumstances, made recommendations, arranged products, implemented transactions, reviewed outcomes, and managed ongoing … Continue reading The Great Unbundling of Financial Planning
What does the rise of AI girlfriends tell us about the state of human agency?
If millions of young people are choosing AI companions that never reject them, never challenge them, and never leave them, is the real story about artificial intelligence — or about what modern life is failing to provide? [Based on The terrifying rise of schoolboys making AI girlfriends, by Nicole Mowbray in The Telegraph Magazine. 6 … Continue reading What does the rise of AI girlfriends tell us about the state of human agency?
AoLP helps planners build better businesses, serve clients more effectively, and prepare for the future of planning in an age of AI and restored human agency.
The Academy of Life Planning helps planners become Total Wealth Planners by combining professional community, strategic support, AI-powered planning infrastructure, practical business development, and a philosophy centred on restoring human agency. Based on the mentorship sessions, Academy structure, Total Wealth OS roadmap, and the positioning we've been developing, I would describe the support provided to … Continue reading AoLP helps planners build better businesses, serve clients more effectively, and prepare for the future of planning in an age of AI and restored human agency.
If AI Agents Are Going to Make Financial Decisions, Who Should They Work For?
This week, FCA Chief Executive Nikhil Rathi made it clear that artificial intelligence is moving beyond assistance and into action. The next phase, he argued, is not simply AI helping people analyse information. It is the emergence of agentic systems that can coordinate, transact and execute decisions on behalf of others. The FCA has signalled … Continue reading If AI Agents Are Going to Make Financial Decisions, Who Should They Work For?
Agency Starts With Owning Your Own Data
For decades, we have been encouraged to place our trust in institutions. Banks hold our money. Platforms hold our conversations. Governments hold our records. Technology companies hold our digital lives. In return, we are promised convenience. Most of the time, the arrangement works. Until it doesn't. A company is acquired. A platform changes its terms. … Continue reading Agency Starts With Owning Your Own Data
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