Our commitment to human agency, stewardship and responsible professional practice Our purpose The Academy of Life Planning exists to restore human agency by helping people develop the knowledge, capabilities and confidence to understand their circumstances, make informed choices and act independently. We believe that human talents, knowledge and capabilities carry responsibilities as well as opportunities. … Continue reading Academy of Life Planning: Statement of Ethical Principles
Tag: ai
Ask My Adviser now checks targeted support suggestions
Nov 9, 2026 · @Steve Conley Better questions. Clearer answers. Decisions you own. If a firm has sent you a ready-made suggestion about your pension or your savings, Ask My Adviser can now help you check it before you act. We have added a Targeted Support Check to ask-my-adviser.app. It is free, needs no sign-up, … Continue reading Ask My Adviser now checks targeted support suggestions
Retire from Regulated to Independent Financial Planning, Before AI Retires You
Why experienced financial advisers should plan their transition from asset-based remuneration while they still have the clients, relationships and choices to make it work. Steve Conley | Academy of Life Planning | 8 November 2026 You've spent your career helping clients plan their retirement. But have you planned your own? Not simply when you will … Continue reading Retire from Regulated to Independent Financial Planning, Before AI Retires You
From Commission Bias to Asset-Retention Bias: How AI Will Transform Financial Planning
The UK's Retail Distribution Review (RDR) banned commission on advised retail investment products in 2012 because the regulator recognised that remuneration structures created conflicts of interest, distorted financial advice and caused consumer harm. Advisers could be incentivised to recommend particular providers, products or transactions because of how they were paid. But did the RDR eliminate … Continue reading From Commission Bias to Asset-Retention Bias: How AI Will Transform Financial Planning
Clients have AI too. What are planners for now?
By Steve Conley | Academy of Life Planning | 2 November 2026 Here is something our profession is slow to admit. Clients have AI too. They can ask questions at midnight. They can translate unfamiliar language, compare explanations and ask what might be missing from a recommendation. They can also ask a question that should … Continue reading Clients have AI too. What are planners for now?
AI can help you fight for justice. But be careful what you upload.
The Solicitors Regulation Authority has issued an important warning about AI, confidentiality and legal privilege. Here is what it means for ordinary people using AI to challenge powerful institutions. Steve Conley | Get SAFE | 30 October 2026 AI is changing the balance of power For years, people challenging banks, insurers, pension providers and other … Continue reading AI can help you fight for justice. But be careful what you upload.
Keeping Goliathon fair, safe and sustainable: what changed today
Oct 28, 2026 · @Steve Conley Today we made Goliathon safer, fairer and more sustainable. Everyday use now runs on a shared monthly AI allowance that we fund, and anyone planning a large job can switch to their own Anthropic key in a few clicks. Goliathon helps people in a dispute with an institution turn … Continue reading Keeping Goliathon fair, safe and sustainable: what changed today
You Asked for Financial Advice. Did You Get the Planning Help You Needed?
After 15 years of listening to people let down by financial advice, I've finally understood who my business is for. And why AI could change everything. By Steve Conley | Founder, Academy of Life Planning | 26 October 2026 Over the past few weeks, I've been taking a hard look at my business. Not at … Continue reading You Asked for Financial Advice. Did You Get the Planning Help You Needed?
Your clients are becoming more capable. Is your business model keeping up?
Why the Academy believes the next 6–12 months should be a period of serious business-model review for financial advisers. By Steve Conley | Academy of Life Planning | 24 October 2026 There is a reassuring response to research showing younger investors using AI. “Our clients are older.” It sounds like a reason to carry on. … Continue reading Your clients are becoming more capable. Is your business model keeping up?
You Can Build Your Own Apps. So Can Your Clients.
What building Academy OS has taught us about AI, human agency and the future of professional support. There is a particular excitement in watching an idea become a working tool. A scorecard you once needed someone else to create. A cashflow model shaped around the questions you actually ask. An everyday task that used to … Continue reading You Can Build Your Own Apps. So Can Your Clients.
