Nearly One Million Young People Are Stuck Outside Work and Education. We Need a First Step Back to Agency.

The app is here, accessible for all and available free of charge: http://www.get-secure.app It will not solve everything. But it may help someone take the first step from drift to direction. Nearly one million young people in the UK are not in education, employment or training. Alan Milburn’s recent review into young people and work … Continue reading Nearly One Million Young People Are Stuck Outside Work and Education. We Need a First Step Back to Agency.

Goliathon v2.0 Has Arrived: Building an Evidence Dossier Just Became Much Easier

"When you're overwhelmed, the hardest part is often knowing where to start." For many people affected by financial exploitation, negligence, maladministration, or other forms of harm, the evidence exists. The problem is not the lack of evidence. The problem is organising it. Letters. Emails. Screenshots. Medical notes. Regulatory correspondence. Court papers. Phone records. Photographs. Hundreds … Continue reading Goliathon v2.0 Has Arrived: Building an Evidence Dossier Just Became Much Easier

KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance.

KPMG's AI in Finance 2026 report concludes that AI is moving from an experimental technology to a core operating capability, with 76% of organisations now using AI in financial planning and 71% reporting that it meets or exceeds ROI expectations. The greatest benefits are not coming from cost reduction or automation alone, but from improved … Continue reading KPMG Global AI in Finance Report 2026, the opportunity is not simply better finance.

Move first or fall behind: How AI is rewriting the rules of banking

AI is poised to reshape banking not just by cutting costs, but by redistributing profits, redefining customer relationships, and accelerating competition. How should banks respond? Source: McKinsey Report, 29th may 2026. There is a great deal here that reinforces themes the Academy has been exploring for years, but there are also some important cautions. At … Continue reading Move first or fall behind: How AI is rewriting the rules of banking

The Age of Human Agency Has Arrived

Why AI Could Be the Greatest Empowerment Tool in Human History A recent newspaper article in the Telegraph explored an emerging battle between the world's largest consulting firms and Silicon Valley AI companies. The story focused on how firms such as OpenAI and Anthropic are moving beyond software and into consultancy services, challenging the dominance … Continue reading The Age of Human Agency Has Arrived

The Most Important AI Story Nobody Is Talking About

For months I've watched the public conversation about artificial intelligence with growing curiosity. Every week there seems to be another warning. AI will take jobs. AI hallucinates. AI creates misinformation. AI cannot be trusted. AI will replace professionals. AI will concentrate power. Some of these concerns are legitimate. Every transformative technology creates risks. But I … Continue reading The Most Important AI Story Nobody Is Talking About

Former SJP partners hire lawyers to bring claim against advice giant

Group says advice company did not pay fair compensation for clients passed on to other appointed representatives, in case SJP describes as speculative. See Citywire article, 29 May 2026. The story centres on a growing dispute between former advisers of St. James's Place (SJP) and the firm's adviser network model. A group of former SJP … Continue reading Former SJP partners hire lawyers to bring claim against advice giant

More Than a Million Young Britons Are Drifting. We Need to Talk About Agency.

More Than a Million Young Britons Are Drifting. We Need to Talk About Agency. By Steve Conley, Academy of Life Planning. Check out the free app at http://www.totalwealthplan.net. A deeply troubling reality emerged this week from a major government-backed review into youth inactivity in the UK. More than half of economically inactive young people have … Continue reading More Than a Million Young Britons Are Drifting. We Need to Talk About Agency.

Advice Out. Agency In. Why the FCA’s ‘Two Hats’ Issue Is About to Reshape Financial Planning

Why the FCA “Two Hats” Problem Is About to Become One of the Biggest Strategic Issues in Financial Planning For years, the UK financial advice profession has operated within a relatively stable identity structure. You were either: an authorised firm, an appointed representative, or a regulated financial adviser operating under a regulated permissions framework. The … Continue reading Advice Out. Agency In. Why the FCA’s ‘Two Hats’ Issue Is About to Reshape Financial Planning

We Built a BS Checker for Financial Narratives. Because Somebody Had To.

Every morning, millions of people read financial articles, adviser communications, product brochures, and institutional announcements that shape how they think about money. Most never question the framing. Because the language sounds professional.The logos look trustworthy.The terminology feels authoritative. And yet many people still walk away feeling vaguely uneasy. You know the kind of article. The … Continue reading We Built a BS Checker for Financial Narratives. Because Somebody Had To.