A scam rarely happens in one place. A fraudulent advert may appear on Facebook. The conversation moves to WhatsApp. A convincing phone call follows. Money leaves a bank account, passes through another institution and eventually reaches a cryptocurrency platform. The criminal sees the entire journey. Each institution sees only its own part. And the victim … Continue reading Institutions May Divide the Case Between Themselves. Academy OS Gives the Individual a Complete View of the System.
Tag: total-wealth-planner
How to Stop Making Scams So Easy
In response to the collapse of Woodville Consultants and a challenge from The Times, we have updated Investigator™—because government should close the loophole, but people need protection while it remains open A form is placed in front of an investor. It asks them to confirm that they are “high net worth” or a “sophisticated investor”. … Continue reading How to Stop Making Scams So Easy
The Man in the Suit Was Me. But He Is Not Me Now.
Why Total Wealth Planner now reflects the person—and the proposition—you can experience today For years, the Total Wealth Planner website featured a photograph of me in a suit. I looked younger. Successful. Confident. Prosperous. It was a professional photograph of the sort commonly used throughout financial services. It conveyed experience, authority and achievement. The photograph … Continue reading The Man in the Suit Was Me. But He Is Not Me Now.
BIG Checker™ Has Grown Beyond Money
BIG Checker™ Has Grown Beyond Money The agency-preserving claim checker for wealth, health and everything in between Most misleading communications do not begin with a lie. They begin with something true. A scientific finding. A regulatory approval. A manufacturing certificate. A respected institution. A real risk. A genuine human fear. Then, somewhere between the evidence … Continue reading BIG Checker™ Has Grown Beyond Money
When Human Agency Looks Like Sales Resistance
Why the “DIY client” may be the future of financial planning, not a prospect to defeat I recently read a sales article about how advisers should handle people who prefer to manage their own finances. It described the “DIY prospect” as a battle. Advisers were told to weed such people out before they wasted time, … Continue reading When Human Agency Looks Like Sales Resistance
When fraud takes your money it also tries to take your agency
£70M FRAUD. 15 YEARS IN JAIL. BUT WHO HELPS THE VICTIMS? The latest release of The Recoverer ™ is now available free at http://www.the-recoverer.app A £70 million pension fraud has ended with three men in prison. But the story exposes a harder truth: justice may arrive years later, while victims need a practical way to … Continue reading When fraud takes your money it also tries to take your agency
Interactive Investor Has Broken One Link. Now Let’s Break the Other.
If the price of advice need not rise with your wealth, why should the duration of advice rise with your lifetime? Something important happened in financial advice this week. Interactive Investor launched an ongoing financial advice service for £100 a month for an individual and £150 a month for a couple. There are no initial … Continue reading Interactive Investor Has Broken One Link. Now Let’s Break the Other.
Different Tradition. Same Human Journey: What The Four Agreements Reveals About the GAME Plan
Yesterday, a conversation among Academy members began with a book recommendation. Geoff Dyckes had just finished The Four Agreements by don Miguel Ruiz, which presents what Ruiz describes as Toltec wisdom as a practical route towards personal freedom. That prompted an interesting discussion. The language was different. But the journey felt remarkably familiar. Ruiz talks … Continue reading Different Tradition. Same Human Journey: What The Four Agreements Reveals About the GAME Plan
Two Ways to Delegate Your Wealth: Bundled Advice or Specialist Delegation?
If you have accumulated significant wealth, who should you delegate it to? For many people, the conventional answer is simple: Find a good Independent Financial Adviser and let them look after it. There is another way. Instead of asking one advisory relationship to encompass planning, investments, products and ongoing oversight, you can separate the jobs: … Continue reading Two Ways to Delegate Your Wealth: Bundled Advice or Specialist Delegation?
I Was Wrong About the Financial Concierge
The professional’s job is not to occupy the pathway between the client and their money, but to keep that pathway clear. Why a Total Wealth Planner should be at reception, not permanently in your room For several years, I have described the emerging role of the holistic financial planner as a financial concierge. I still … Continue reading I Was Wrong About the Financial Concierge
Academy of Life Planning 