At its core, Total Wealth Planning is an operating system built to restore human agency in the age of AI.
While much of the world is focused on using AI to make institutional agents more efficient, we noticed something different: AI’s power to empower citizens directly.
The opportunity is not simply to improve the old “done-for-you” model. It is to shift the balance from dependency to capability — from a world where perhaps 90% live in financial diaspora while the wealthiest 10% can afford to delegate, towards a world where 99% are supported by operating systems built for restored human agency, with conflict-free done-with-you human support available during periods of complexity, stress or change.
We offer done-by-you and done-with-you in a world still fixed on done-for-you.
At totalwealthplans.com, we host the engines of the operating system:
Total Wealth Plan — a GAME Plan-based planning tool that takes days, not minutes, to complete and produces a comprehensive personal GAME Plan report.
Navigator — our proprietary lifetime cashflow forecaster, designed for end users, with localised private data.
Goliathon — a case-organisation system helping people build evidence dossiers and correspondence after financial harm.
The Leveller — a contract-checking tool helping citizens understand terms before entering agreements, upstream of harm.
There are also specialist applications for occupational pension scheme members, families, communities and groups.
The ecosystem then extends into three human support layers:
totalwealthplanner.com — where Steve Conley works one-to-one with empowered citizens during periods of complexity, stress or change.
academyoflifeplanning.com — the training and development academy for the next generation of professional Total Wealth Planners, including the 90-Day Glidepath transition programme.
get-safe.org.uk — the charitable foundation supporting survivors harmed by institutions, offering stabilising, moral and emotional support after financial exploitation.
Together, the ecosystem helps citizens upstream, midstream and downstream of harmful financial relationships.
It is a practical response to a world of structurally untrustworthy financial systems.
Not advice first.
Agency first.
Brought to you by Steve Conley, the GAME Planner.
Academy of Life Planning 