There’s a lot of debate right now about whether AI can “do” financial planning.
I think most of that debate misses the point.
AI doesn’t replace judgement, empathy, or trust.
It never will.
But it does remove friction from planning.
It helps people:
- organise complexity
- see their whole picture clearly
- explore scenarios they’ve been avoiding
- articulate what actually matters to them
And when that happens, something interesting follows.
The human conversation gets better.
Not shallower.
Deeper.
Because the planner is no longer stuck:
- gathering data
- explaining mechanics
- defending product choices
Instead, the work shifts to:
- interpretation
- challenge
- reassurance
- meaning
- timing
- judgement
In other words, AI doesn’t replace the human role — it clarifies it.
What is at risk is a model where value is defined as:
“I know things you don’t.”
That was always fragile.
The future belongs to planners who combine:
- structured thinking
- ethical independence
- human presence
- and the intelligent use of tools
Not AI versus planners.
But AI in service of better planning.
That’s where I see this going.
How do you see AI changing where you add the most value — not whether you add value?
Who the Academy is for
The Academy of Life Planning exists for professionals who can see that:
- Technical knowledge is no longer enough
- Product-led models are losing trust
- Clients want clarity, not complexity
- The future of planning is ethical, independent, and human
We train planners who are ready to move:
- from selling solutions → to creating understanding
- from gatekeeping knowledge → to empowering clients
- from fragmented advice → to Total Wealth Planning
This isn’t about becoming “more digital”.
It’s about becoming more human — supported by better tools.
Our approach
We don’t teach planners to compete with AI.
We teach them to:
- use AI to remove friction from planning
- help clients create their own Total Wealth Plans
- bring judgement, presence, and meaning where it matters most
One method.
One clear client journey.
One ethical, product-free model.
If this resonates
You may already feel that:
- the old advice model is creaking
- clients are asking different questions
- and the real value of your work sits beyond products and projections
If so, you’re exactly who the Academy is for.
Find out more at www.academyoflifeplanning.com.
Academy of Life Planning 