A growing trend called "co-manufacturing" in financial advice is shifting more responsibility for your portfolio's performance to adviser firms, who are now partnering with discretionary fund managers (DFMs) to customise investments. But while these arrangements might sound beneficial, especially when marketed with claims of higher returns, there are crucial details that clients should examine closely. … Continue reading The Rise of Co-Manufacturing: Are Adviser Firms Really Adding Value, or Just Fees?
Tag: Financial Planning
Why Holistic Wealth Planning is the Future in an Ageing Society
As we face the realities of an ageing society, the role of financial planners must evolve. It’s no longer enough to focus solely on financial capital, the traditional bedrock of most financial plans. Instead, planners are now called to become holistic wealth planners, integrating strategies that go beyond managing money to embrace the wealth we … Continue reading Why Holistic Wealth Planning is the Future in an Ageing Society
Building a Career as a Financial Planner Without Selling Products: A New Professional Development Pathway
In financial planning, many aspiring planners feel pressured to follow the well-worn path of product sales. For those looking to help clients without ever selling a product, the journey can seem daunting. However, a robust and rewarding career as a financial planner doesn’t have to involve product placement or sales; instead, it can focus entirely … Continue reading Building a Career as a Financial Planner Without Selling Products: A New Professional Development Pathway
Join the Academy of Life Planning’s ELITE Programme: Your Path to Becoming a Self-Employed Holistic Wealth Planner
Are you ready to transform your career and step into a future where you’re in control of your own financial planning practice? The Academy of Life Planning’s ELITE Programme is designed for financial coaches, advisers, and planners who are looking to become self-employed Holistic Wealth Planners. With a focus on both financial and human capital, … Continue reading Join the Academy of Life Planning’s ELITE Programme: Your Path to Becoming a Self-Employed Holistic Wealth Planner
Can AI Really Help Advisers Handle 500 Clients?
There's been a lot of buzz about artificial intelligence (AI) revolutionising the financial advice industry. The claim? AI could empower advisers to handle 500 clients – a number that seems unimaginable for many who are already struggling to give proper attention to just 100. Alan Gurung, co-founder of Advisory AI, believes AI can help advisers … Continue reading Can AI Really Help Advisers Handle 500 Clients?
Lessons from the US: What UK Financial Planners Must Learn to Protect Holistic Planning
The landscape of financial planning is evolving globally, and the UK’s financial intermediaries licensed by the Financial Conduct Authority (FCA) should take note of a critical precedent set in the US. The American Institute of Certified Public Accountants' (AICPA’s) victory in the United States against the Securities and Exchange Commission (SEC) has broad implications for … Continue reading Lessons from the US: What UK Financial Planners Must Learn to Protect Holistic Planning
Understanding the Difference: Generic vs. Specific Financial Advice for Finfluencers
Brits! As a finfluencer, your platform holds great influence, especially over young and often vulnerable audiences. But with this power comes the responsibility to understand where you stand in terms of financial regulation. Knowing when you are providing generic financial information and when you are crossing into the territory of specific, Financial Conduct Authority (FCA) … Continue reading Understanding the Difference: Generic vs. Specific Financial Advice for Finfluencers
The Difference Between a Conduct Regulator and a Professional Body in Financial Services
When you step into the world of financial services, it's easy to see how confusion can arise between the roles of a Conduct Regulator and a Professional Body. Let’s clear that up. If you’re a financial services professional, you are (hopefully!) qualified and an active member of a professional body. These professional bodies bind their … Continue reading The Difference Between a Conduct Regulator and a Professional Body in Financial Services
Financial Planner Engagement: A Pathway to Professional Success Without Product Selling
In today’s rapidly evolving financial services landscape, many aspiring financial planners find themselves disillusioned with traditional career pathways that focus on sales targets and commission-based incentives. At the Academy of Life Planning, we offer a different approach—one that champions the role of the financial planner as an independent professional, not a product salesperson. Here, you … Continue reading Financial Planner Engagement: A Pathway to Professional Success Without Product Selling
The Comfortable Lie of Bundling Advice and Product
There’s a silent deception happening in the financial advice industry—one that blends the lines between advice and product sales. This is where advisers, who double as product distributors, create what they call "adviser alpha." The supposed value they claim to add often revolves around investment management. Yet, retail investment management has long been commoditised, with … Continue reading The Comfortable Lie of Bundling Advice and Product
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