“If you were living in the UK and encouraged to transfer your pension into an overseas QROPS, the promotion may have broken UK law.” 🚨 A Warning Millions Never Heard Over the past two decades, thousands of UK consumers have been encouraged to transfer their pensions into Qualifying Recognised Overseas Pension Schemes (QROPS)—often with promises … Continue reading Overseas QROPS Promotions: The Illegal Advice Trap Harming UK Consumers →

“In the Age of Aquarius, truth and transparency aren’t optional—they’re essential.” As the financial services landscape rapidly evolves, one of the most significant regulatory developments in recent years is the UK Financial Conduct Authority’s approach to cryptoassets, particularly in the area of marketing and consumer protection. Whether you're a financial professional, a coach, or a … Continue reading Cryptoassets and the FCA: What You Need to Know About Marketing Rules in the UK →

In recent days, my post Redemption, Restitution, and Responsibility triggered unexpected reactions—including a very public backlash from one of the individuals it indirectly referred to: Alex Wood. The original post raised a question many of us in the counter-fraud community are quietly asking: Are we scrutinising the redemption narratives of former fraudsters with enough care, … Continue reading Redemption or Rebrand? Why Truth Still Matters in the Fraud Fight →

Experience has its rewards, they say. But for whom? This week, Money Marketing—once considered the financial advice profession’s independent trade journal—distributed what can only be described as an unlabelled advertorial for St. James’s Place (SJP), thinly veiled as editorial content. It features Carla Brown, a former employed adviser turned SJP Partner, now presented as the … Continue reading 🚨 When Marketing Masquerades as Journalism: SJP, the PFS, and the Collapse of Impartiality →

By Steve Conley, Founder, Academy of Life Planning There couldn’t be a starker image of the disconnect between Government mandarins and the real-world suffering outside the ivory towers of Great George Street. While farmers prepare to lose generational land and pensioners face the prospect of their hard-earned nest eggs being taxed after death, HMRC has … Continue reading Pensioners and Farmers Decimated—And They Give Him an Award? →