Author: Steve Conley

Steve Conley is the founder of the Academy of Life Planning, a movement dedicated to restoring human agency in financial planning and helping people navigate life's decisions with greater confidence, capability and independence. With over 40 years' experience in financial services, Steve has held senior leadership roles with HSBC, Royal Bank of Scotland, Santander and Royal London. A Chartered Financial Planner and Chartered Insurer, he combines deep industry expertise with a passion for challenging systems that leave people unnecessarily dependent on experts. Steve believes the future of financial planning is not about replacing advisers with artificial intelligence, but using AI to strengthen people's ability to understand, question and make informed decisions for themselves. This philosophy underpins Academy OS, a growing ecosystem of AI-powered tools designed to help individuals, families and planners build capability rather than dependency. Through the Academy of Life Planning, Steve works with financial planners, organisations and individuals who share a vision of a more transparent, ethical and human-centred approach to planning. His work spans education, research, technology, speaking and professional development, with a focus on creating practical solutions that improve financial capability and restore confidence in decision-making. Steve is also the creator of the Total Wealth Planner approach, which recognises that a fulfilling life depends on far more than money alone. By integrating financial, personal, social and purpose-driven wellbeing, he helps people pursue what he calls "enough"—a life of balance, resilience and meaning. As a speaker, mentor and author of *Your Money or Your Life: Unmask the Highway Robbers*, Steve continues to challenge conventional thinking about financial planning, arguing that the profession's greatest opportunity is to move beyond advice alone and become a catalyst for greater human agency. To learn more or connect with Steve, visit the Academy of Life Planning or email steve@academyoflifeplanning.com.

Meaning and Money Seminar Harrogate 21 October 2014

  Register Today for our Free Seminar, Harrogate, 21st October 2014 Embrace Life. Choose a Meaning & Money Seminar When your life becomes increasingly meaningful and fulfilling, and that is more often your reality, helpful people will enter your life to guide you. As your passion for life rises, obstacles melt away, presenting you with the … Continue reading Meaning and Money Seminar Harrogate 21 October 2014 →

Leaving your legacy, making a difference in the World

http://www.youtube.com/watch?v=NGXFEFQf9qs Leaving a legacy is often more about being remembered, than making a succession plan for your money. During our exploration sessions we touch upon what would be a meaningful life for our clients, and as we explore our impermanence on the planet we often uncover a desire to make a positive contribution in the World. Our … Continue reading Leaving your legacy, making a difference in the World →

The Two Miss’s You Don’t Want To Meet

With Banks like Barclays Capital saying that: "£150,000 is becoming an approximate cut-off point for the provision of face-to-face advice, with the fee structure for personalised advice heading towards an ongoing 1 per cent of assets under management." See Link . That leaves 80% of the UK's adult population underserved. I think that leaves 40 million … Continue reading The Two Miss’s You Don’t Want To Meet →