Author: Steve Conley

Steve Conley brings over four decades of innovation and expertise to the forefront of financial planning. As the founder and driving force behind the Academy of Life Planning and HapNav Ltd, Steve has been a pivotal figure in transforming financial services to be more democratic and decentralised. His role as a Game Plan Practitioner, Coach, Mentor, Speaker, and Author of "Your Money or Your Life: Unmask the Highway Robbers - Enjoy Wealth in Every Area of Your Life" underlines his comprehensive approach to financial education. The Academy of Life Planning, hailed as the "Most Pioneering Financial Planner Network," reflects Steve's commitment to fostering transparency, integrity, and accessibility. This institution serves as a testament to his dedication to enhancing the financial planning landscape. Under Steve's innovative leadership, HapNav Ltd has launched groundbreaking advancements, including the first end-user financial planning app integrated with open banking. This app guides users towards achieving 'Kokoro'—a life rich in financial, emotional, intellectual, and spiritual abundance. Recently, Steve introduced "Planning My Life" and "Financial Life Coach"—services that extend his ethos into practical, impactful tools for financial autonomy. "Planning My Life" offers an affordable subscription model, giving members access to an AI Life Planner, comprehensive resources, and expert insights. These initiatives epitomise Steve’s commitment to empowering individuals, nurturing community growth, and contributing significantly to global efforts to eradicate poverty. Steve's journey is more than a career; it's a steadfast crusade to revolutionise financial education and planning, creating a world where financial wellbeing is not just attainable, but enriches every aspect of our lives. Contact steve.conley@aolp.co.uk.

Registered Life Planners to lose their status and listing

I was shocked recently to discover that I had been demoted on the Kinder Institute (KI) website of listed life planners. Not only am I no longer listed as a Master Life Planner. I have been listed as though I am inactive. I can assure you I am very much active. I have been life … Continue reading Registered Life Planners to lose their status and listing →

My Review of “Life Centered Financial Planning”, by Mitch Anthony and Paul Armson

Life Centered Planning by Mitch & Paul Life-Centred Financial Planning (LCFP) and Non-Intermediating Financial Planning (NIFP): A Better Way to Plan Life-Centred Financial Planning is a brilliant book for any financial planner who prioritises clients over commissions. I couldn’t put it down—it’s an essential read for planners seeking resilience and readiness in an evolving world. … Continue reading My Review of “Life Centered Financial Planning”, by Mitch Anthony and Paul Armson →

HAPNAV – The Happiness Navigator!

HapNav - The Happiness Navigator - http://www.hapnav.com We want to put people in control of their finances. We have the technology and a start-up pursuing that goal. HapNav, the Happiness Navigator. Can we succeed? We want to re-make the wealth cyberspace for people. We want to fix some of the problems that have handicapped the … Continue reading HAPNAV – The Happiness Navigator! →

Be a lamp, or a lifeboat, or a ladder.

“Be a lamp, or a lifeboat, or a ladder. Help someone's soul heal. Walk out of your house like a shepherd.”― Rumi Set up your own Non-Intermediating Financial Planning business. In a few months from now … Your established, successful, standalone business. 100% owned by you. Your very own income producing asset. Turnover £50k, £100k, £150k … Continue reading Be a lamp, or a lifeboat, or a ladder. →

Is commoditisation of investment returns the future?

Commoditisation is viewed by some financial advice firms as a threat, but it should be seen as an opportunity, particularly with the unbundling of advice and distribution and the comfort consumers have found with “Netflix-style” digital delivery of advisory services in a post-covid economy. There is much talk about the growing issue, or problem, of … Continue reading Is commoditisation of investment returns the future? →

The 7 Prospects You Turn Away: If your name’s not on the list you’re not coming in.

Should you be offering a financial planning service in addition to your product advice/ intermediation service? Could that bring in eight times more clients? Imagine eight people looking for financial planning. Picture this. There are two financial planners. A conventional asset-based-fee financial planner (FP) and a fee-for-service non-intermediating financial planner (NIFP). What if I told … Continue reading The 7 Prospects You Turn Away: If your name’s not on the list you’re not coming in. →

How important is life planning in the future of financial planning?

Money Marketing Interactive 16 -19 November 2020 There are three key reasons why life planning is now the must learn skill for financial planners, discover more by joining me at Money Marketing Interactive 16 - 19 November 2020. Find out more and register at mmi.moneymarketing.co.uk. The three key reasons are: The commoditisation of investment returns. … Continue reading How important is life planning in the future of financial planning? →

Academy of Life Planning and The Financial Freedom Forecaster

The Academy of Life Planning now offers a digital end-to-end non-intermediating financial planning ‘off the peg business in a box’ for a global network of advisers, as featured in the article in New Model Adviser in March 2020. And, endorsed by the Kinder Institute on Twitter. It’s called The GAME Plan Generator. Academy of Life … Continue reading Academy of Life Planning and The Financial Freedom Forecaster →