When the FCA refuses to act on clear evidence of fraud, it’s not just a bureaucratic failure—it’s a betrayal of public trust. Victims like Paul Birch warned the FCA as early as 2017 that a so-called adviser, John Maurice Pye, was fraudulently claiming FCA authorisation. Internal FCA emails acknowledged the evidence. So did the Chartered … Continue reading 🔍 Another Regulator. Another Excuse. Another Victim Left Behind.
Tag: politics
The Great Pension Heist: Are Our Retirement Savings Being Looted?
By Steve ConleyFounder, Academy of Life Planning "They say it's putting money in people’s pockets — but like the artful pickpocket, they’re actually taking it out." Today’s unveiling of the UK government’s Pension Schemes Bill has been lauded in headlines as a “game-changer,” a “blockbuster,” even a “revolution” for savers. But scratch beneath the surface … Continue reading The Great Pension Heist: Are Our Retirement Savings Being Looted?
When Silence is Complicity: The Institutional Refusal to Confront Financial Crime
By Steve Conley Founder, Academy of Life Planning | Advocate for Financial Justice Across the Isle of Man and Malta, a disturbing pattern has emerged—one that undermines public trust, discredits regulatory systems, and leaves thousands of victims in the wake of financial devastation. The pattern is this: credible, corroborated claims of financial crime are being … Continue reading When Silence is Complicity: The Institutional Refusal to Confront Financial Crime
The Scandal No One Wants to Own: How My Pension Was Stolen and the System Turned Away
Gary Today Retired British Expat | Pension Justice Advocate | Community Supporter Gary is a retired British national now living in a rural Thai village with his long-term partner and her family. By the way his partners name is Aranya, but everyone calls her Aulie. A former professional who lost everything due to pension fund … Continue reading The Scandal No One Wants to Own: How My Pension Was Stolen and the System Turned Away
The Hollowing of Responsibility: What McGilchrist’s Lectures Reveal About Institutional Failure in Financial Redress
By Steve Conley, Academy of Life Planning In recent years, countless victims of financial harm have encountered a devastating pattern: institutions that once promised protection now offer only deflection. When the Financial Conduct Authority (FCA) tells a victim to “contact the Slovakian regulator,” and that regulator says “only in person,” while HMRC claims “we only … Continue reading The Hollowing of Responsibility: What McGilchrist’s Lectures Reveal About Institutional Failure in Financial Redress
Guarding the Rule of Law in the Face of Financial Power: The UK’s Crossroads Moment
By Steve Conley Founder, Academy of Life Planning | Get SAFE | Transparency Task Force Ambassador In today’s political economy, the greatest threats to the rule of law often arise not from overt illegality, but from a deep entanglement between finance and state power—where policy is shaped less by democratic will and more by private … Continue reading Guarding the Rule of Law in the Face of Financial Power: The UK’s Crossroads Moment
The Watchdog Without Teeth: Why the Financial Regulators Complaints Commissioner Can’t Fix What’s Broken
By Steve Conley When financial regulators fail, where can the public turn? For many, the answer is the Financial Regulators Complaints Commissioner (FRCC)—the body set up to provide independent redress when the Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA), or Bank of England act unfairly or ineffectively. But as more victims of regulatory failure … Continue reading The Watchdog Without Teeth: Why the Financial Regulators Complaints Commissioner Can’t Fix What’s Broken
The Blame Game: How UK Regulators Are Failing Victims of Pension Fraud
When Responsibility Becomes a Hot Potato Victims of pension fraud—often robbed of their life savings and left emotionally scarred—expect at the very least one thing from the authorities: accountability. Instead, what they get is a game of regulatory pass-the-parcel. As exposed through recent correspondence shared by campaigners, victims who report fraud find themselves bounced between … Continue reading The Blame Game: How UK Regulators Are Failing Victims of Pension Fraud
How UK Regulators Became Silent Partners in a Decade of Pension Fraud
Why the FSCS, FCA, and Action Fraud must face public scrutiny for their failure to protect the people they serve For more than a decade, pension savers have been quietly robbed—of money, of trust, and of justice. Yet, the regulators charged with safeguarding them have not only failed to stop the fraud, they’ve arguably enabled … Continue reading How UK Regulators Became Silent Partners in a Decade of Pension Fraud
Our Pensions Are Not the Government’s Piggy Bank
Why the Mansion House Accord Smells Like Pension Mis-Selling on a Massive Scale Imagine if a regulated financial adviser recommended a client invest billions into high-risk, opaque assets—without a clear evidence base, performance history, or full disclosure of costs. They’d be hauled before the regulator. But when the government does it, it’s labelled a “growth … Continue reading Our Pensions Are Not the Government’s Piggy Bank
