£70M FRAUD. 15 YEARS IN JAIL. BUT WHO HELPS THE VICTIMS? The latest release of The Recoverer ™ is now available free at http://www.the-recoverer.app A £70 million pension fraud has ended with three men in prison. But the story exposes a harder truth: justice may arrive years later, while victims need a practical way to … Continue reading When fraud takes your money it also tries to take your agency
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A Faster Answer to the Wrong Question Is Still Wrong
PARLIAMENT • REDRESS • HUMAN AGENCY A Faster Answer to the Wrong Question Is Still Wrong Parliament is redesigning financial regulation in the name of growth. But efficiency without effective challenge may simply make consumer harm easier to finalise—and harder to correct. Academy of Life Planning 8 September 2026 There is a familiar promise at … Continue reading A Faster Answer to the Wrong Question Is Still Wrong
Britain Has Been Growing the Wrong Thing
For forty years, governments have treated financial-services growth as though it were national economic growth. Andy Burnham now has an opportunity to change that — by making human agency, capability and the wealth of ordinary people the real engine of prosperity. Will Andy Burnham Change Britain’s Growth Strategy, and grow the wealth of ordinary people … Continue reading Britain Has Been Growing the Wrong Thing
Permission Is Not Protection: What British Expats Need to Know Before Trusting a “Locally Regulated” Financial Adviser
If you are a British expatriate with a UK pension, “find someone regulated where you live” sounds like sensible consumer protection. It may not be enough. Imagine you spent your working life in Britain. Perhaps you worked for the NHS, a local authority, the armed forces or a private employer. You built up a valuable … Continue reading Permission Is Not Protection: What British Expats Need to Know Before Trusting a “Locally Regulated” Financial Adviser
Finance Is Growing. But Are People?
A Campaign for Citizen Outcomes, Saver Sovereignty and Human Agency Britain is repeatedly told that what is good for the financial sector is good for the country. More capital must be “unlocked.” More pension money must be directed towards productive investment. Regulation must become less burdensome. Consumers must become more comfortable with risk. The financial … Continue reading Finance Is Growing. But Are People?
When Clients Become Assets: What the £4m SJP Court Dispute Reveals
SJP partners in court over £4m client bank sale dispute A £4 million court dispute between St James’s Place partners has cast an uncomfortable light on the trade in so-called “client banks”. Helen Rogers alleges that the portfolio of around 800 clients she acquired from retiring partners contained serious problems, including clients who had not … Continue reading When Clients Become Assets: What the £4m SJP Court Dispute Reveals
The Academy Community Is Now Live on WhatsApp
Most people do not need a financial adviser beside them all the time. They need the right tools, somewhere trustworthy to ask questions, and access to an independent second brain when life becomes complex, stressful or uncertain. That is the thinking behind the new Academy of Life Planning Community on WhatsApp, now open to all … Continue reading The Academy Community Is Now Live on WhatsApp
Human Harm Story #1: The Judge Who Spoke Up for Justice—and Needed Protection From the Justice System
Before the harm Claire Gilham was a district judge. In her own words, she was what many people would regard as a “bog-standard district judge”: a general practitioner of the civil courts dealing with family disputes, road traffic accidents, mortgage and rent arrears, and the everyday conflicts through which ordinary people encounter the justice system. … Continue reading Human Harm Story #1: The Judge Who Spoke Up for Justice—and Needed Protection From the Justice System
Human Capital Funds Growth. Financial Capital Only Finances It.
Introducing the Paper What Is the Major Relationship Between Human Capital and Economic Growth? is an article review prepared by Abdella Mohammed Ahmed (M.Sc.) of the Department of Economics at Oda Bultum University’s College of Business and Economics. The paper examines a question that is often obscured by conventional discussions of investment and growth: does … Continue reading Human Capital Funds Growth. Financial Capital Only Finances It.
Industry Story No. 2: When Faster Complaint Resolution Becomes a Weaker Measure of Justice
When Faster Complaint Resolution Becomes a Weaker Measure of Justice The Financial Ombudsman Service has appointed Jenny Simmonds as permanent chief executive and James Dipple-Johnstone as permanent chief ombudsman, after both had occupied the positions on an interim basis since February 2025. The announcement praised improvements in operational performance. In particular, the Financial Ombudsman Service … Continue reading Industry Story No. 2: When Faster Complaint Resolution Becomes a Weaker Measure of Justice
