What is good for the City is not necessarily good for the country

When central bankers intervene in government spending choices, we should ask whose definition of prosperity is setting the limits. By Steve Conley, Founder, Academy of Life Planning An elected government prepares its Budget. The Governor of the Bank of England warns about credibility, rising spending and the possibility of another crisis. A newspaper invokes the … Continue reading What is good for the City is not necessarily good for the country →

The Rules of the Game Are Being Rewritten — and the Referees Are Looking the Other Way

By the Academy of Life Planning As 2025 draws to a close, the Bank of England has sent a mixed message:⚠️ Financial stability risks are rising, yet 🪓 capital requirements for banks are being cut. It’s a move that captures the paradox of modern finance — one hand tightening supervision of shadow banks like Goldman … Continue reading The Rules of the Game Are Being Rewritten — and the Referees Are Looking the Other Way →

Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective)

In recent weeks, Bank of England (BoE) and its regulatory arm Prudential Regulation Authority (PRA) have signalled a push to relax capital requirements for UK banks. The official narrative promises “revived lending capacity” — more mortgages, more credit for small and medium-sized enterprises (SMEs), and renewed economic growth. On the surface, this may sound like … Continue reading Why Loosening Bank Capital Rules Is a Risk — Not a Solution (An AoLP / Get SAFE Perspective) →