A safe runway for advisers to land, think, and meet fellow practitioners Something interesting has been happening in conversations with financial planners over the past year. Not loudly.Not dramatically. But quietly, almost in the background. More advisers are beginning to ask the same question: Where is our profession heading next? For the last two decades, … Continue reading The Friday Planner Forum Returns
Tag: ai
Five Sentences Advisers Say Before Leaving the Traditional Advice Model
Every profession evolves. Financial advice is no exception. For decades, the industry has been structured around a simple model: gather assets, construct portfolios, and charge a percentage of assets under management. But something is changing. Artificial intelligence is automating technical tasks. Clients are arriving more informed. And advisers themselves are beginning to question whether the … Continue reading Five Sentences Advisers Say Before Leaving the Traditional Advice Model
The Planner’s New Role in the Age of AI
Why Financial Advisers Must Become Guides, Interpreters, and Trusted Thinking Partners A simple poll can sometimes reveal more about the future of an industry than a thousand white papers. Earlier this week I asked a straightforward question to advisers on LinkedIn: “What percentage of clients already use AI tools for financial planning or financial questions?” … Continue reading The Planner’s New Role in the Age of AI
AI Won’t Replace Financial Advisers
But It Will Change What Advisers Actually Do A financial adviser told me something interesting this week. He said AI won’t replace advisers. An executive from the company behind Claude had said the same thing. He looked relieved. But the conversation that followed made me realise something much more important. AI may not replace advisers. … Continue reading AI Won’t Replace Financial Advisers
AI Won’t Replace Financial Planners
But It Will Replace the Old Planning Model At a recent Academy of Life Planning Practice Management Circle, we explored a question that is increasingly appearing across the profession: What happens to cashflow planning when artificial intelligence can model financial scenarios instantly? As you might expect, the discussion sparked strong opinions — thoughtful, constructive, and … Continue reading AI Won’t Replace Financial Planners
1,000 female advisers at St. James’s Place.
1,000 female advisers at St. James’s Place. That’s a milestone worth acknowledging. The financial advice profession has long struggled with gender imbalance, and bringing more diverse voices into the industry is unquestionably a positive step. But the announcement also arrives at a fascinating moment for wealth management. Across the sector, another conversation is unfolding. AI. … Continue reading 1,000 female advisers at St. James’s Place.
If I Were a St. James’s Place Adviser, What Would I Be Thinking Right Now?
There has been a noticeable shift in the conversation around wealth management recently. We’ve seen a sell-off in wealth management stocks. Commentators are debating whether artificial intelligence will transform the industry. Veteran investors argue that AI will simply make advisers more efficient rather than replacing them. Maybe they are right. But if I were an … Continue reading If I Were a St. James’s Place Adviser, What Would I Be Thinking Right Now?
Protect Yourself Before the Shift Happens
Last week, analysts on a St. James’s Place investor call asked the same question again and again: Will AI replace financial planners? The short answer?No. The more important answer?It doesn’t have to replace you to fundamentally change your business. And that shift has already started. The Real Question Isn’t Replacement — It’s Compression Recent market … Continue reading Protect Yourself Before the Shift Happens
Claude Can Now Draft a Lifetime Cashflow Forecast, for Free!
What that means for client agency — and the future of “advice” in 2026 A quiet line has just been crossed. For decades, a lifetime cashflow forecast has been positioned as something you need software for… and often need a professional to operate. In 2026, that’s no longer true. With a general-purpose AI tool like … Continue reading Claude Can Now Draft a Lifetime Cashflow Forecast, for Free!
Human Capital Is the Largest Asset on the Balance Sheet
What Financial Planners Can Learn from Economic Development Research For decades, economists have been clear on one thing: Nations grow not primarily because of physical capital — but because of human capital. The study Role of Human Capital Formation in Economic and Human Development makes this explicit: economic prosperity and human development are driven by … Continue reading Human Capital Is the Largest Asset on the Balance Sheet
Academy of Life Planning 