Investment fraud remains a serious problem, with millions of pounds lost to fraudsters every year. In the first half of 2024 alone, £56.4 million was stolen, despite a 29% drop in the number of investment scams compared to last year. While some progress has been made, the truth is, we're not moving fast enough. The … Continue reading Stamping Out Investment Fraud: The Case for Separating Advice and Product Sales
Tag: personal-finance
The Finfluencer Dilemma: Navigating Social Media Advice Safely
In today’s digital age, social media platforms like TikTok, Instagram, and YouTube are buzzing with financial tips and investment strategies from a new breed of content creators known as finfluencers. While it’s fantastic to see financial topics becoming more accessible, it’s crucial to understand the difference between information and advice. This distinction can help you … Continue reading The Finfluencer Dilemma: Navigating Social Media Advice Safely
The Rise in Scams: How Holistic Wealth Planners Offer a Refreshing Alternative
In today’s world, financial scams are alarmingly on the rise, affecting millions of people across the UK. In fact, recent research revealed that one in nine adults has lost money to a scam in the last year alone. That equates to over 6 million people losing an average of £1,111 each. And despite the growing … Continue reading The Rise in Scams: How Holistic Wealth Planners Offer a Refreshing Alternative
Become a Certified Holistic Wealth Planner (HWP®) with the Academy of Life Planning
Are you looking to make a real difference in the world of financial planning? At the Academy of Life Planning, we offer you the chance to take your career to the next level by becoming a certified Holistic Wealth Planner (HWP®). This certification goes beyond traditional financial advice, without product distribution, and empowers you to … Continue reading Become a Certified Holistic Wealth Planner (HWP®) with the Academy of Life Planning
Holistic Wealth Planning Advice Without Product Recommendations
The traditional financial advice model, long reliant on product recommendations, has failed to serve a large portion of the population. It’s outdated, restrictive, and neglects the broader needs of today’s diverse financial landscape. As the world evolves, so must our approach to wealth management. A holistic, comprehensive financial planning strategy that looks beyond investable assets … Continue reading Holistic Wealth Planning Advice Without Product Recommendations
Financial Planning is NOT Needs and Shortfall Analysis
Financial Planning is NOT Needs and Shortfall Analysis There’s a version of “financial planning” that dominates the financial services industry, but let’s be clear: this is not real financial planning. What I’m talking about is a relic from the insurance sales methods of the 1980s, where the sole focus was selling products under the guise … Continue reading Financial Planning is NOT Needs and Shortfall Analysis
Phased Retirement: Your Next Chapter as a Financial Planner
At the Academy of Life Planning, we believe retirement doesn’t have to mean walking away from the career you’ve built overnight. Instead, it can be a gradual and meaningful transition into the next chapter of your professional life. That’s why we offer a phased retirement option for owners of financial advice firms who are considering … Continue reading Phased Retirement: Your Next Chapter as a Financial Planner
The Academy: A Safe Haven for Holistic Financial Planners Seeking a New Chapter
If you're a financial adviser, you may have felt the growing pressure—mounting regulations, outdated technology, and the temptation (or necessity) to sell out to a consolidator. It’s an all-too-familiar story. But what if there’s another path forward? One that allows you to continue doing what you love, with a better work-life balance and potentially the … Continue reading The Academy: A Safe Haven for Holistic Financial Planners Seeking a New Chapter
Financial Planning: Filling the Gap Left by Financial Advice
The financial services landscape in the UK has seen significant shifts over the last few decades, but one critical mistake has caused lasting damage: the failure to recognise the difference between financial planning and financial advice. It’s a mistake that has led to a significant "planning gap" – a void in the services offered to … Continue reading Financial Planning: Filling the Gap Left by Financial Advice
Paving the Way: A Professional Pathway for Aspiring Financial Planners
When we talk about financial planning, many people think of it as synonymous with financial advice. But in reality, they are two distinct disciplines, with financial planning offering a much broader, person-centred approach. As the Chartered Institute for Securities & Investment (CISI) puts it: “A financial planner focuses on you – your goals, your aspirations, … Continue reading Paving the Way: A Professional Pathway for Aspiring Financial Planners
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