By Steve Conley, Founder of the Academy of Life Planning Integrity is more than a word etched into the FCA’s code of conduct—it is the cornerstone of trust in the financial system. Yet, recent FCA court cases, set against the backdrop of a government-mandated growth agenda, raise a troubling question: Is the FCA’s leadership still … Continue reading Is the FCA Leadership Upholding Integrity – or Undermining It Through the Growth Agenda?
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From Policy Capture to Public Interest: Rebalancing the FCA’s Objectives for a Fairer Financial System
By Steve Conley, Founder of the Academy of Life Planning When the Financial Conduct Authority (FCA) was established, its primary duty was clear: to protect consumers. Yet in recent years, a troubling shift has emerged—one that places industry growth above public interest, leaving victims of financial crime struggling for redress and reform. This is no … Continue reading From Policy Capture to Public Interest: Rebalancing the FCA’s Objectives for a Fairer Financial System
A Light in the Darkness: The Relentless Pursuit of Justice by Ian Davis
In honour of Ian Davis (1961–2023), a volunteer with the Transparency Task Force and a courageous advocate for justice. Ian Davis lived a quiet life in Dunshalt, Fife, before everything changed. A diligent, intelligent man, Ian placed his trust—and his life savings—into what he believed was a safe, regulated investment: London Capital & Finance. Like … Continue reading A Light in the Darkness: The Relentless Pursuit of Justice by Ian Davis
Deregulation—Red Tape or Red Warning?
Your Money or Your Life? When trust is already broken, should we really be handing out scissors to cut the safety net? Today, a meeting is taking place behind closed doors at Downing Street—Chancellor Rachel Reeves and eight of the UK’s top regulators have gathered to “cut red tape” in a bid to kickstart growth. … Continue reading Deregulation—Red Tape or Red Warning?
The Great Tax Injustice: Why Ordinary Citizens Pay While Corporations Play
While UK governments talk tough on tightening public finances, their actions tell a different story. In an era of crumbling infrastructure, spiralling inequality, and unprecedented pressure on public services, it is not the wealthiest who are shouldering the burden—but ordinary citizens. From austerity to stealth taxes, successive governments have steadily shifted the financial weight onto … Continue reading The Great Tax Injustice: Why Ordinary Citizens Pay While Corporations Play
Justice Comes at a Price – But Is It Too High?
What victims need to know before signing up with litigation funders You’ve been wronged. You’ve got a strong case. A judge even agrees it deserves to be heard. But here’s the kicker—you can’t go forward without legal representation, and you simply can’t afford it. Sound familiar? This is the gut-wrenching reality facing thousands of victims … Continue reading Justice Comes at a Price – But Is It Too High?
Ministers Are the Biggest Asset Hooverers in Britain
And guess whose pensions they’re vacuuming up? Yours. It’s official. The people running the country have been taking notes from the investment sales industry. Step one? Consolidate as many pension pots as you can. Step two? Treat them like your own personal piggy bank. Step three? Dip into them to fund big-ticket infrastructure dreams—with zero … Continue reading Ministers Are the Biggest Asset Hooverers in Britain
Thinning the Herd: How Institutions Quietly Crush Financial Crime Victims
What do you do when you’re the victim of a life-altering financial crime—only to find the very institutions meant to protect you are working against you? You’re not alone. And you're not imagining it. We saw it in the Post Office scandal, one of the most shameful episodes in modern British justice. But this tactic—the … Continue reading Thinning the Herd: How Institutions Quietly Crush Financial Crime Victims
Revealed: How the FCA’s Slow Response Leaves You Exposed to Financial Predators
Would you feel safe knowing the financial watchdog responsible for protecting you might wait three to five years before alerting you to potential financial predators? Alarmingly, this is the reality facing thousands in the UK today. Recently, the Financial Conduct Authority (FCA) confirmed it would scale back plans to publicly name companies under investigation for … Continue reading Revealed: How the FCA’s Slow Response Leaves You Exposed to Financial Predators
Why Deregulation Isn’t Growth—It’s a Gift to Financial Criminals
Imagine checking your bank balance only to discover it's wiped clean overnight—your savings gone, your financial security shattered, and your emotional stability thrown into chaos. For millions of people worldwide, this nightmare is a reality. Financial crime isn't merely a statistic; it's a devastating personal crisis. Incredibly, almost half of the global population encounters a … Continue reading Why Deregulation Isn’t Growth—It’s a Gift to Financial Criminals
