A fellow Chartered Financial Planner recently shared a thought-provoking post titled, "WTF is Financial Planning?!" It described a solid approach to traditional financial planning—covering goals, managing resources, and ensuring a balance between living well and preparing for the future. While it was a great outline for what many consider "best practice," it made me reflect … Continue reading From Financial Planning to Holistic Wealth Planning: A Broader Perspective
Tag: money
Bridging the Empowerment Gap: Why Financial Empowerment, Not Advice, is the Future
For too long, the financial services industry has focused on solving the wrong problem. The buzzword has been the “advice gap” — a perceived lack of accessible financial advice for the masses. But the truth is, the real issue isn’t advice; it’s empowerment. People don’t need to be sold financial products disguised as solutions. They … Continue reading Bridging the Empowerment Gap: Why Financial Empowerment, Not Advice, is the Future
Review of PFS’s “A Guide to Personal Financial Planning”: Assessing the Essentials of Modern Financial Planning
In the ever-evolving landscape of financial planning, it’s crucial to move beyond the traditional focus on financial capital alone. A comprehensive approach must integrate human capital strategies and personal values assessments, recognising the broader context of an individual's life. Let’s explore whether the PFS guide effectively incorporates these critical components. Does the Guide Include Personal … Continue reading Review of PFS’s “A Guide to Personal Financial Planning”: Assessing the Essentials of Modern Financial Planning
Exploring the Threshold Hypothesis: Can More Money Really Buy Happiness?
For years, we’ve been told that money can’t buy happiness. But if that’s the case, why do so many of us strive to earn more, save more, and invest more? What if there’s a point where income does contribute to happiness, but only up to a certain level? This question has been explored in depth … Continue reading Exploring the Threshold Hypothesis: Can More Money Really Buy Happiness?
The Wealth of Well-Being: How Financial and Life Satisfaction Intersect
In today’s fast-paced world, achieving financial well-being is often seen as the ultimate goal. But is financial success alone enough for a fulfilling life? In A Wealth of Well-Being: A Holistic Approach to Behavioral Finance, Professor Meir Statman delves into the heart of this question. He introduces a refreshing perspective on how financial decisions are … Continue reading The Wealth of Well-Being: How Financial and Life Satisfaction Intersect
Breaking Free from the Golden Handcuffs: How a GAME Plan Can Lead to a Better Life
We’ve all heard it: “You’re doing great, climbing the ladder of success, living the dream.” But what if, deep down, you’re running at full speed on a treadmill you don’t even want to be on? The money’s good, the perks are there, but something’s missing. Maybe you’re stuck, feeling trapped in what many call “golden … Continue reading Breaking Free from the Golden Handcuffs: How a GAME Plan Can Lead to a Better Life
Discover “The Weekly Waffle” – Your Gateway to Empowered Financial Planning
Are you a personal or professional financial planner seeking to develop holistic financial plans? If so, the Academy of Life Planning’s weekly newsletter, "The Weekly Waffle," is tailored just for you. Unlike traditional financial advisers, our target audience comprises empowered, autonomous planners of tomorrow who prioritise client empowerment and financial literacy over mere delegation. Why … Continue reading Discover “The Weekly Waffle” – Your Gateway to Empowered Financial Planning
“Take Control of Your Financial Future with HapNav”
HapNav is the world's first end-user financial planning app integrated with Open Banking, designed to empower Gen XYZs to take control of their finances without relying on distrusted intermediaries. Priced affordably at just £6.99 per month, HapNav offers an accessible, user-friendly solution to manage your financial journey from wisdom to security, freedom, and beyond. Why … Continue reading “Take Control of Your Financial Future with HapNav”
Retire from Work You Dislike, Not from Meaningful Projects You Love
Recent research from Medius reported in FT Adviser has highlighted a significant trend within the financial sector: almost three quarters (72 per cent) of finance professionals in the UK are actively seeking jobs outside their current field. Moreover, 75 per cent would not recommend a career in finance to Generation Z, attributing this sentiment to … Continue reading Retire from Work You Dislike, Not from Meaningful Projects You Love
Therapy for Your Wallet: Rick Kahler’s Guide to Financial Zen
https://youtu.be/fu1rz5Bvz7E?si=wtm5ppbLU8c6TEyF Alright folks, buckle up, because we're about to dive into the exhilarating world of "Financial Planning and Psychology with Rick Kahler" on the Balanced Advisor Podcast. Dr. Travis Perry, your host, introduces Rick Kahler, who is apparently the Beyoncé of blending financial planning with psychology. Rick’s one of the pioneers of financial therapy, a … Continue reading Therapy for Your Wallet: Rick Kahler’s Guide to Financial Zen
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