When it comes to financial well-being, there are two distinct but equally important approaches: financial coaching and financial planning. Both serve different needs, focus on different aspects of life, and require different mindsets from professionals who choose to offer them. Financial Coaching: Building Stability and Security Financial coaching is about helping people meet their basic … Continue reading Financial Coaching vs. Financial Planning: Which Path Will You Take?
Tag: investing
Discover Your Favourite Future with the Academy’s GAME Plan
At the Academy of Life Planning, we believe that everyone deserves to live a life filled with purpose, security, and significance. That’s why we’ve developed the GAME Plan—a simple, empowering framework to help you chart a values-led, purpose-driven path to a brighter future. Let’s break it down together. G is for Goals Everything starts with … Continue reading Discover Your Favourite Future with the Academy’s GAME Plan
Rethinking the UK’s Growth Agenda: Why Banking Alone Isn’t Enough
The UK Government’s focus on UK capital markets as a driver for economic growth raises important questions. While banking is a cornerstone of the economy, relying heavily on it risks overlooking opportunities in faster-growing, innovation-driven sectors. Here's what bankers are sharing with the government, shaping the direction of their "growth agenda": Losing our place as … Continue reading Rethinking the UK’s Growth Agenda: Why Banking Alone Isn’t Enough
The Hidden Tax Raid on Pensions: What You Need to Know
Recent changes to inheritance tax (IHT) rules on unused pension funds have created a quiet storm, but the impact could be catastrophic for many pensioners. From 2027, unused defined contribution (DC) pension funds inherited after the age of 75 will no longer be exempt from IHT. This has profound implications for retirees and their families, … Continue reading The Hidden Tax Raid on Pensions: What You Need to Know
The Next Plot Twist: Transforming Your Career as a Holistic Financial Planner
Imagine this: owning a financial planning firm where you do what you love every day—helping people solve life’s problems and live their best lives. A practice free from the hassle, constraints, or high costs of running a regulated product intermediation business. You focus solely on what truly matters: making a difference in people’s lives. That … Continue reading The Next Plot Twist: Transforming Your Career as a Holistic Financial Planner
The Pros and Cons of Taking Money from Your Pension Pot
Taking money from your pension pot at the age of 55 might seem like a tempting prospect. After all, it’s your hard-earned savings, and the freedom to access it early can feel empowering. But before making any decisions, it’s important to understand the potential benefits and risks involved. Let’s explore the pros and cons to … Continue reading The Pros and Cons of Taking Money from Your Pension Pot
Transforming Lives in El Salvador: Addressing Income Inequality through Life Crafting and Positive Financial Planning
El Salvador, a nation known for its resilience, faces a critical challenge—bridging the gap between poverty and prosperity. Through the innovative integration of Life Crafting and Positive Financial Planning (PFP), guided by the PERMAH model for well-being, a transformative programme is setting the stage to empower individuals and create a sustainable economic impact. A Holistic … Continue reading Transforming Lives in El Salvador: Addressing Income Inequality through Life Crafting and Positive Financial Planning
Broadening the Horizon: Why the 2025 Pensions Review Must Consider Human Capital
The government’s upcoming 2025 pensions review has sparked important conversations around the assets that underpin our financial futures. While many are rightly championing the inclusion of rainy day savings and property alongside pensions, the focus needs to go much further. If we stop there, we risk creating a narrow framework that inadvertently favours financial capital … Continue reading Broadening the Horizon: Why the 2025 Pensions Review Must Consider Human Capital
Exploring Human Capital: An Inclusive Understanding of Intangible Wealth
In the evolving discourse around wealth and income, the interplay between human capital and financial capital takes centre stage. Total wealth, as I see it, is the sum of human capital and financial capital, net of financial liabilities. Here, financial capital represents tangible assets—those you can see and touch. Human capital, in contrast, is an … Continue reading Exploring Human Capital: An Inclusive Understanding of Intangible Wealth
The Game Plan Evolution: CPD Masterclass Series (Season 2)
Building on the success of last year's programme, the Academy of Life Planning is delighted to announce the launch of Season 2 of our Continuous Professional Development Masterclass Programme for 2025. This series, titled "The Game Plan Evolution," is designed to further empower financial planners with the skills and insights needed to excel in an … Continue reading The Game Plan Evolution: CPD Masterclass Series (Season 2)
Academy of Life Planning 