Why understanding harm matters more than spotting tricks. In 2009, the Office of Fair Trading commissioned a major piece of research into the psychology of scams. It was rigorous, humane, and ahead of its time. It also quietly disappeared. Not because it was wrong — but because it was inconvenient. For anyone involved in Get … Continue reading Lessons for Citizen Investigators: What the Psychology of Scams Really Teaches Us
Tag: get-safe
“I Didn’t Have a Mental Health Problem. I Had a Lloyds Problem.”
There is a crucial truth that almost no safeguarding framework, regulator, or victim support service is willing to name. Most victims of financial wrongdoing do not develop suicidal thoughts because they are mentally ill. They develop them because they are being actively crushed by an unresolved injustice that will not stop. As one survivor put … Continue reading “I Didn’t Have a Mental Health Problem. I Had a Lloyds Problem.”
Why the System Tries to Erase Victims — and Why Get SAFE Exists to Keep Them Alive Long Enough to Turn the Tables
There is a pattern that almost no one names, but every long-term victim of financial wrongdoing eventually feels in their bones. When an institution knows it has caused serious harm — and knows that fully acknowledging it would expose regulatory failure, legal liability, or reputational collapse — it does not rush to correct the wrong. … Continue reading Why the System Tries to Erase Victims — and Why Get SAFE Exists to Keep Them Alive Long Enough to Turn the Tables
When Procedure Fails at Scale and How Citizens Can Test Whether Justice Was Done
Why Millions May Be Exposed to Unchecked Financial Enforcement — and How Citizens Can Test Whether Justice Was Done When people think about injustice in the courts, they usually imagine dramatic errors: the wrong person convicted, a forged document, a corrupt official. What rarely gets attention is something quieter — and potentially far larger in … Continue reading When Procedure Fails at Scale and How Citizens Can Test Whether Justice Was Done
AI Banking Is Scaling Faster Than Consumer Protection
Why financial modernisation without accountability is creating the next harm wave The banking industry is once again telling a familiar story. Legacy banks must “radically modernise,” adopt artificial intelligence, and compete with fast-moving fintech challengers or risk irrelevance. Former Antony Jenkins has framed this moment as existential: upgrade technology or lose ground to digital-native rivals … Continue reading AI Banking Is Scaling Faster Than Consumer Protection
Mazur v Charles Russell Speechlys — What This Means for You
If you are dealing with a dispute, complaint, or legal process, you may already feel overwhelmed, mistrustful, or exhausted. This page is here to steady the ground, not to push you into action. You do not need to be a lawyer.You do not need to do anything differently today.This is about understanding, not escalation. Summary: … Continue reading Mazur v Charles Russell Speechlys — What This Means for You
When Emails Are Diverted, People Are Disappeared
How administrative silence turns evidence into isolation — and why communication method matters What Really Happens to “Vexatious” Emails — and How Citizen Investigators Can Be Heard By Steve Conley, Founder of the Academy of Life Planning & Get SAFE Many people assume that if they keep emailing a regulator — copying more people, sending … Continue reading When Emails Are Diverted, People Are Disappeared
⚠️ Hidden Downgrade: When Banks Reclassify Your Home to Seize It Cheaply
⚠️ The Hidden Downgrade: How Banks Reclassify Your Home to Seize It Cheaply For nearly two decades, a quiet sleight of hand has been used across Britain’s mortgage and securitisation system — a tactic that converts good-quality, low-risk, residential loans into buy-to-let “junk” assets ripe for exploitation. We’ve identified and documented this pattern repeatedly through … Continue reading ⚠️ Hidden Downgrade: When Banks Reclassify Your Home to Seize It Cheaply
💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
In December 2025, Parliament will once again host a vital conversation about justice — this time, concerning the Post Office Scandal.After years of heart-rending testimony, the police have confirmed that corporate manslaughter charges are now under consideration in relation to the Horizon IT failures that ruined hundreds of lives and, tragically, cost some their own. … Continue reading 💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
Regulators Finally Blink: The Shadow Banking Stress Test Citizens Have Waited For
By Get SAFE – Support After Financial Exploitation For the first time, Britain’s regulators have turned their gaze toward the murky world of shadow banking.This week, the Bank of England confirmed that giants like Goldman Sachs, Oaktree, Carlyle, and ICG will take part in a system-wide “exploratory scenario” — a stress test designed to expose … Continue reading Regulators Finally Blink: The Shadow Banking Stress Test Citizens Have Waited For
