Financial Crime: A Crisis of Trust and Survival For too long, financial crime has been framed as an economic issue. But as the Faces of Financial Crime report makes clear, the reality is far more devastating. Victims don’t just lose money—they lose their peace of mind, their sense of security, and in some cases, even … Continue reading How the GAME Plan Empowers Victims of Financial Crime to Rebuild Their Lives
Tag: Financial Planning
Competitor Analysis of Non-FCA Regulated Financial Planners (UK & International with UK Presence)
1. Identification of Competitors Direct Competitors (Non-FCA Regulated Financial Planners): These are firms offering holistic financial planning without intermediating product sales. They provide advice-only or life planning services and do not act as introducers to regulated advisers (i.e. they are not merely lead generators). Key examples include: Second Life Financial Planning (UK): A newly launched … Continue reading Competitor Analysis of Non-FCA Regulated Financial Planners (UK & International with UK Presence)
Why You Need a Professional Ally on Your Side
The financial services industry is a minefield. Even as AI helps to eliminate information asymmetry, powerful incentives continue to distort outcomes for the public. Intermediaries earn commissions and product-based fees, ensuring their loyalty lies with financial institutions rather than the consumer. New firms pop up, promising tax loopholes that later prove to be scams, leaving … Continue reading Why You Need a Professional Ally on Your Side
How to Avoid the Inheritance Tax Grab: Why You Need a Holistic Financial Planner
Inheritance Tax (IHT) is becoming a growing concern for many families, as HMRC’s latest figures reveal a relentless increase in tax receipts. With the government taking in a record-breaking £639m in IHT in January alone—a 15% jump from last year—more estates are being dragged into the tax net. If you’re looking for ways to protect … Continue reading How to Avoid the Inheritance Tax Grab: Why You Need a Holistic Financial Planner
How the GAME Plan Empowers Individuals to Take Control of Their Financial Futures
Taking control of your financial future can feel overwhelming. The world of money is often shrouded in complexity, with jargon-filled advice that leaves many feeling disconnected from their own financial decisions. But what if there was a way to make financial planning clear, empowering, and truly centred on you? That’s exactly what the GAME Plan … Continue reading How the GAME Plan Empowers Individuals to Take Control of Their Financial Futures
The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm Shift
The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm ShiftBy Steve Conley The Public’s New Power: AI-Driven Lifetime Cashflow Forecasting Recent advancements in artificial intelligence have heralded a transformative shift in financial planning. No longer must individuals rely solely on traditional financial advisers to obtain an initial assessment of their long-term financial standing. With … Continue reading The Advent of AI in Lifetime Cashflow Forecasting: A Paradigm Shift
How to Protect Your Pension from Inheritance Tax
How to Protect Your Pension from Inheritance Tax, by Steve Conley The rules around pensions and inheritance tax are changing, and it’s important to be prepared. From April 2027, pensions will no longer be exempt from inheritance tax (IHT), meaning that without careful planning, a significant portion of your hard-earned savings could end up with … Continue reading How to Protect Your Pension from Inheritance Tax
Breaking Free from the Product Sales Trap in Financial Services
The financial services industry has long been fixated on one thing—selling products. Providers, advisers, regulators, the financial press, and even emerging AI agents all seem to be caught in the same endless cycle: product, product, product. No matter how much they talk about helping people, it always comes back to selling something. Providers can’t just … Continue reading Breaking Free from the Product Sales Trap in Financial Services
Discover Your Favourite Future with the Academy’s GAME Plan
At the Academy of Life Planning, we believe that everyone deserves to live a life filled with purpose, security, and significance. That’s why we’ve developed the GAME Plan—a simple, empowering framework to help you chart a values-led, purpose-driven path to a brighter future. Let’s break it down together. G is for Goals Everything starts with … Continue reading Discover Your Favourite Future with the Academy’s GAME Plan
The Game Plan Evolution: CPD Masterclass Series (Season 2)
Building on the success of last year's programme, the Academy of Life Planning is delighted to announce the launch of Season 2 of our Continuous Professional Development Masterclass Programme for 2025. This series, titled "The Game Plan Evolution," is designed to further empower financial planners with the skills and insights needed to excel in an … Continue reading The Game Plan Evolution: CPD Masterclass Series (Season 2)
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