A balanced perspective for investors—and a warning to advisers being swept along by the “moonboy” narrative Bitcoin inspires unusually polarised thinking. To its strongest advocates, it is digital gold, an escape from monetary debasement and a decentralised alternative to a financial system they no longer trust. To its strongest critics, it is a speculative token … Continue reading Bitcoin Was Not Hacked. But That Does Not Mean the System Worked.
Tag: crypto
Bitcoin, AI and the Repricing of Risk
What the latest market shock means for Total Wealth Planners — and the conversations clients now need Bitcoin price plunges to lowest since 2024 as investors pull out of crypto The recent, record-breaking one-day sell-off in Bitcoin wasn’t just another bout of crypto volatility. It was a signal event — one that reveals how quickly … Continue reading Bitcoin, AI and the Repricing of Risk
🚨 When “Crypto Education” Becomes a Risky Financial Promotion
There’s a lot of noise right now about crypto, DeFi, and the new “education academies” promising to show people how to get rich from them. I recently reviewed one such promotion, the Crypto & DEFI Academy, and I want to share what I found—not to rant, but to demonstrate what basic due diligence reveals. This … Continue reading 🚨 When “Crypto Education” Becomes a Risky Financial Promotion
💥 From Tinkerbell to Timebomb: Why Belief Alone Can’t Save Crypto from Collapse
By Steve Conley, Founder – Academy of Life Planning “Crypto isn’t a revolution. It’s an echo—amplifying the very flaws it claimed to fix.” As crypto adoption surges, so too does the sense of unease among critical thinkers and financial reformers. A recent commentary by Simon Ellis, supported by insights from JB Beckett, articulates what many … Continue reading 💥 From Tinkerbell to Timebomb: Why Belief Alone Can’t Save Crypto from Collapse
🦠 Is Bitcoin a Financial Virus?
Why Responsible Advisers Must Speak Up Bitcoin is lighting up red flags as it seeks entry into core investment portfolios. Let’s be clear: if an individual wants to speculate with a small satellite allocation, that’s their prerogative. But if I were a reputable product distributor, I wouldn’t want the liability of recommending Bitcoin as a … Continue reading 🦠 Is Bitcoin a Financial Virus?
Bitcoin Doesn’t Inflate — But It Still Extracts
“Fixed supply doesn’t mean fair value.” Bitcoin is often hailed as the antidote to fiat money — a scarce digital asset immune to the whims of central banks. “You can’t print more Bitcoin,” say its advocates, “so it must be better than inflationary fiat.” But this argument misses something critical. Yes — Bitcoin doesn’t inflate … Continue reading Bitcoin Doesn’t Inflate — But It Still Extracts
Bitcoin’s Untold Backstory: Speculation, Gambling, and Market Mythology
“If something seems too good to be true, it usually is.” For years, Bitcoin has been marketed as a monetary messiah. A borderless, bankless utopia. A digital escape from inflation, central banks, and government control. But peel back the layers of myth, and a far more complex picture emerges—one involving gambling roots, market manipulation, and … Continue reading Bitcoin’s Untold Backstory: Speculation, Gambling, and Market Mythology
Is Bitcoin Really the World’s Most Ethical Asset? A Conscience Check.
I was recently challenged—respectfully but firmly—for expressing concern about Bitcoin’s role in our shared future. The criticism? That my take was “outdated and just plain wrong.” I welcomed it. Because in an age of shouting and silencing, there’s value in slowing down to listen. To revisit claims. To check facts. To sit with conscience, not … Continue reading Is Bitcoin Really the World’s Most Ethical Asset? A Conscience Check.
💥 Keep Your Bitcoins: Why I Won’t Enrich Myself at the Expense of the Future
By Steve Conley, Founder of the Academy of Life Planning Bitcoin has just smashed through the $120,000 mark. Social media timelines are flooded with FOMO-fuelled headlines and chest-thumping crypto champions proclaiming, “We told you so.” But while the markets roar, I choose silence. I’m not buying. Not because I don’t understand the opportunity. I do. … Continue reading 💥 Keep Your Bitcoins: Why I Won’t Enrich Myself at the Expense of the Future
💻 Crypto Scams & the Law: What You Need to Know About the UK’s Digital Asset Reform
Q: Why is the Law Commission’s latest proposal important for victims of crypto scams?A: The Law Commission’s June 2025 proposal introduces freestanding information orders — a new legal tool that allows victims to access critical information about their stolen crypto assets before committing to a costly legal claim. This could be a game-changer, reducing upfront … Continue reading 💻 Crypto Scams & the Law: What You Need to Know About the UK’s Digital Asset Reform
Academy of Life Planning 