By Steve Conley, Founder, Academy of Life Planning Economic growth comes from one place: investment in people. Not balance-sheet trickery. Not tax rises. Not deregulation. But in human capital—the skills, health, knowledge, and potential of individuals. And yet, here we are again. According to the National Institute of Economic and Social Research, Chancellor Rachel Reeves … Continue reading When Will We Wake Up? Human Capital, Not Tax Hikes, Drives Growth
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When the Crown Falls Silent: A Stoic Reflection on Duty, Justice, and Power
“You have power over your mind—not outside events. Realise this, and you will find strength.”— Marcus Aurelius Recently, I wrote to His Majesty The King—not out of defiance, but from a place of deep loyalty and concern. My letter laid bare the suffering of thousands of His Majesty’s subjects who have been devastated by financial … Continue reading When the Crown Falls Silent: A Stoic Reflection on Duty, Justice, and Power
Why a Financial Life Coach Is Not What You Think — And Exactly What You Might Need
When people hear the term Financial Life Coach, they often picture someone poring over their bank statements, telling them to stop buying lattes, or helping them unpack childhood money trauma. That’s not what we do.Not at the Academy of Life Planning. Not even close. We’re not therapists.We’re not financial advisers.We’re not product pushers, budget cops, … Continue reading Why a Financial Life Coach Is Not What You Think — And Exactly What You Might Need
🌊 From Exhaustion to Empowerment: Why It’s Time to Flip the Financial Script
"This is an excellent tool! I am going to use it with my clients as part of my process. Thank you so much for making it available to us, you are very generous." Kaya Taylor, FCMA CGMA MCSI, Chartered Management Accountant and Holistic Financial Planner. And how you can get the Done-By-You GAME Plan template today … Continue reading 🌊 From Exhaustion to Empowerment: Why It’s Time to Flip the Financial Script
Overseas QROPS Promotions: The Illegal Advice Trap Harming UK Consumers
“If you were living in the UK and encouraged to transfer your pension into an overseas QROPS, the promotion may have broken UK law.” 🚨 A Warning Millions Never Heard Over the past two decades, thousands of UK consumers have been encouraged to transfer their pensions into Qualifying Recognised Overseas Pension Schemes (QROPS)—often with promises … Continue reading Overseas QROPS Promotions: The Illegal Advice Trap Harming UK Consumers
Cryptoassets and the FCA: What You Need to Know About Marketing Rules in the UK
“In the Age of Aquarius, truth and transparency aren’t optional—they’re essential.” As the financial services landscape rapidly evolves, one of the most significant regulatory developments in recent years is the UK Financial Conduct Authority’s approach to cryptoassets, particularly in the area of marketing and consumer protection. Whether you're a financial professional, a coach, or a … Continue reading Cryptoassets and the FCA: What You Need to Know About Marketing Rules in the UK
🧭 Financial Life Coach
A “Done-With-You” Expert Coaching Service for Life’s Most Pivotal Moments By Steve Conley, Founder of the Academy of Life Planning 🔍 Overview Financial Life Coach is a done-with-you coaching service for financially empowered individuals navigating major life transitions. It offers expert, hourly-based holistic wealth planning support — entirely free from institutional conflicts of interest. At … Continue reading 🧭 Financial Life Coach
Redemption or Rebrand? Why Truth Still Matters in the Fraud Fight
In recent days, my post Redemption, Restitution, and Responsibility triggered unexpected reactions—including a very public backlash from one of the individuals it indirectly referred to: Alex Wood. The original post raised a question many of us in the counter-fraud community are quietly asking: Are we scrutinising the redemption narratives of former fraudsters with enough care, … Continue reading Redemption or Rebrand? Why Truth Still Matters in the Fraud Fight
💥 From Tinkerbell to Timebomb: Why Belief Alone Can’t Save Crypto from Collapse
By Steve Conley, Founder – Academy of Life Planning “Crypto isn’t a revolution. It’s an echo—amplifying the very flaws it claimed to fix.” As crypto adoption surges, so too does the sense of unease among critical thinkers and financial reformers. A recent commentary by Simon Ellis, supported by insights from JB Beckett, articulates what many … Continue reading 💥 From Tinkerbell to Timebomb: Why Belief Alone Can’t Save Crypto from Collapse
🚨 When Marketing Masquerades as Journalism: SJP, the PFS, and the Collapse of Impartiality
Experience has its rewards, they say. But for whom? This week, Money Marketing—once considered the financial advice profession’s independent trade journal—distributed what can only be described as an unlabelled advertorial for St. James’s Place (SJP), thinly veiled as editorial content. It features Carla Brown, a former employed adviser turned SJP Partner, now presented as the … Continue reading 🚨 When Marketing Masquerades as Journalism: SJP, the PFS, and the Collapse of Impartiality
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