By Steve Conley, Founder of the Academy of Life Planning “The real mystery isn’t whether it happened once in time — but whether it happens in us now.” 🌠 A New Dawn in Human Consciousness Humanity stands at a turning point.The old order of hierarchy, fear, and intermediation is dissolving.A new consciousness is emerging — … Continue reading 🌌 The Aquarian Awakening: From Outer Faith to Inner Realisation
Author: Steve Conley
Steve Conley brings over four decades of innovation and expertise to the forefront of financial planning. As the founder and driving force behind the Academy of Life Planning and HapNav Ltd, Steve has been a pivotal figure in transforming financial services to be more democratic and decentralised. His role as a Game Plan Practitioner, Coach, Mentor, Speaker, and Author of "Your Money or Your Life: Unmask the Highway Robbers - Enjoy Wealth in Every Area of Your Life" underlines his comprehensive approach to financial education.
The Academy of Life Planning, hailed as the "Most Pioneering Financial Planner Network," reflects Steve's commitment to fostering transparency, integrity, and accessibility. This institution serves as a testament to his dedication to enhancing the financial planning landscape.
Under Steve's innovative leadership, HapNav Ltd has launched groundbreaking advancements, including the first end-user financial planning app integrated with open banking. This app guides users towards achieving 'Kokoro'—a life rich in financial, emotional, intellectual, and spiritual abundance.
Recently, Steve introduced "Planning My Life" and "Financial Life Coach"—services that extend his ethos into practical, impactful tools for financial autonomy. "Planning My Life" offers an affordable subscription model, giving members access to an AI Life Planner, comprehensive resources, and expert insights. These initiatives epitomise Steve’s commitment to empowering individuals, nurturing community growth, and contributing significantly to global efforts to eradicate poverty.
Steve's journey is more than a career; it's a steadfast crusade to revolutionise financial education and planning, creating a world where financial wellbeing is not just attainable, but enriches every aspect of our lives. Contact steve.conley@aolp.co.uk.
🌿 “Life Planning Is Not a Cult — It’s Conscious Suitability”
By Steve Conley, Founder, Academy of Life Planning When George Kinder says “we’re not a cult,” he’s right. Life Planning, at its heart, is a disciplined, structured, and ethical practice rooted in autonomy — not allegiance. I trained under George and share his conviction: you cannot do financial planning properly without first understanding life itself. … Continue reading 🌿 “Life Planning Is Not a Cult — It’s Conscious Suitability”
What Holistic Wealth Planners Can Learn from Meister Eckhart
“The eye with which I see God is the same eye with which God sees me.” – Meister Eckhart Few thinkers bridge the gap between spirituality and practicality as powerfully as Meister Eckhart. A 13th-century Dominican mystic and theologian, Eckhart’s insights into inner freedom and divine presence read today like a guidebook for conscious living … Continue reading What Holistic Wealth Planners Can Learn from Meister Eckhart
Standard Life launches affordable pension advice business: “Flat-Fee Advice or Flat-Out Missed the Point?”
Standard Life’s new flat-fee pension advice service is being framed as a breakthrough in accessibility — £1,000 for advice, £500 for an annual review, available to customers with £50,000+ DC pots. On the surface, this looks like progress. But beneath the headlines lies a deeper problem in how “advice” continues to be defined and delivered … Continue reading Standard Life launches affordable pension advice business: “Flat-Fee Advice or Flat-Out Missed the Point?”
10 Lessons in Human Capital: Making Education, Mentorship, and Self-Development Part of the Family Balance Sheet
By Steve Conley, Founder of the Academy of Life Planning 💡 Introduction: The Wealth We Overlook When most people think of a balance sheet, they see assets and liabilities — property, pensions, savings, and debt. Yet, according to global studies, over 80% of a nation’s true wealth lies not in its financial capital, but in … Continue reading 10 Lessons in Human Capital: Making Education, Mentorship, and Self-Development Part of the Family Balance Sheet
10 Lessons in Human Capital: Turning Obsolescence Risk into Opportunity
“The greatest difference between developed and underdeveloped societies is not money—but mind.”— Adapted from Latif Zeynalli, European Journal of Social Impact and Circular Economy (2020) In a world where technology evolves faster than we can adapt, the greatest risk we face is not financial loss — it’s human obsolescence. The World Bank estimates that 64% … Continue reading 10 Lessons in Human Capital: Turning Obsolescence Risk into Opportunity
🌍 What Holistic Wealth Planners Can Learn from Pierre Teilhard de Chardin
Evolving Wealth, Consciousness, and the Future of Humanity “We are not human beings having a spiritual experience; we are spiritual beings having a human experience.”— Pierre Teilhard de Chardin Few thinkers have captured the unity of science, spirituality, and human purpose as profoundly as Pierre Teilhard de Chardin (1881–1955) — Jesuit priest, palaeontologist, and visionary … Continue reading 🌍 What Holistic Wealth Planners Can Learn from Pierre Teilhard de Chardin
🌞 What Holistic Wealth Planners Can Learn from Danah Zohar
Rewiring the Financial Brain for the Age of Empowerment As Holistic Wealth Planners, we stand at the intersection of two revolutions: the technological awakening of intelligence and the spiritual awakening of consciousness. Few thinkers bridge those realms as elegantly as Danah Zohar — physicist, philosopher, and pioneer of Spiritual Intelligence (SQ) and Quantum Leadership. Her … Continue reading 🌞 What Holistic Wealth Planners Can Learn from Danah Zohar
💡 The Best Investment I Ever Made Was in Myself
Why I walked away from millions — so others wouldn’t have to Fourteen years ago, I walked away from a six-figure banking career.At that point, I had led retail investment strategy for three of the UK’s five largest banks.On paper, I had everything: title, income, prestige, and comfort. But inside, I knew the truth — … Continue reading 💡 The Best Investment I Ever Made Was in Myself
🧠 Eight Lessons from Human Capital Theory for Holistic Wealth Planners
How education, purpose, and empowerment—not products—create enduring wealth “Wealth doesn’t come from what we own, but from what we know, how we grow, and who we become.” A 2018 study by Siriwan Saksiriruthai, Human Capital as a Determinant of Long-Term Economic Growth, offers a vital reminder for our profession: the real foundation of sustainable prosperity … Continue reading 🧠 Eight Lessons from Human Capital Theory for Holistic Wealth Planners
Academy of Life Planning 