Total Wealth Planning™ Is No Longer a Fringe Idea

“Moving from restricted planning to whole-of-wealth planning isn’t a change of tools —it’s a change of allegiance: from products to people.” Steve ConleyAcademy of Life Planning Why 2026 Is the Year the Profession Must Change By Steve Conley | Academy of Life Planning | December 2025 For more than a decade, the Academy of Life … Continue reading Total Wealth Planning™ Is No Longer a Fringe Idea →

Human Capital, Finology, and the Human-to-Human Economy

Extending the Vision of Financial Planning 3.0 “AI won’t replace planners. But planners who embrace AI — and truly understand human beings — will replace those who don’t.” Partha Iyengar recently left a comment on LinkedIn that stopped me in my tracks. He celebrated Human Capital and Human-to-Human Connections as the real drivers of progress … Continue reading Human Capital, Finology, and the Human-to-Human Economy →

Human Capital: The Forgotten Foundation of Total Wealth

By Steve Conley, Founder, Academy of Life Planning “Investment in human capital is not merely an economic act — it is a declaration of faith in humanity itself.” For generations, the financial world has been fixated on the growth of money — GDP, stock portfolios, property values — while quietly neglecting the deeper force that … Continue reading Human Capital: The Forgotten Foundation of Total Wealth →