💠 The Invisible Owner: When a Mortgage Isn’t What It Seems

How Get SAFE Helped Stop a Tragic Eviction Before Christmas Last week, we helped an elderly couple avoid what could have been a fatal injustice.After fourteen years of battling an untraceable lender, they were days away from being evicted from their home — despite serious medical conditions and overwhelming evidence that the bank trying to … Continue reading 💠 The Invisible Owner: When a Mortgage Isn’t What It Seems →

The Securitisation Trap: The Hidden System Behind UK Repossessions & Why Your Bank Won’t Let You Switch to Interest-Only

How Financial Engineering, Legal Ambiguity and Regulatory Silence Create Structural Risk for Homeowners A Quiet Crisis Behind the Possession Courts Most homeowners believe repossession happens for simple reasons: arrears, expired terms, or a broken agreement with their lender.But behind the scenes, a silent and vastly more complex machine is operating — one that even judges … Continue reading The Securitisation Trap: The Hidden System Behind UK Repossessions & Why Your Bank Won’t Let You Switch to Interest-Only →

Options on the Table: How the Chancellor Plans to Plug the £50bn Black Hole

The October Budget is shaping up to be one of the most consequential in recent memory. Chancellor Rachel Reeves faces a fiscal shortfall of up to £50 billion, and with manifesto promises ruling out hikes to income tax, national insurance, or VAT, her gaze has turned to the property market. At the centre of discussion … Continue reading Options on the Table: How the Chancellor Plans to Plug the £50bn Black Hole →

Understanding the Challenges Facing SJP Advisers: A Call for Proactive Planning

If you’re an adviser with St. James’s Place (SJP), and considering your options in today’s turbulent financial climate, it’s essential to understand the current landscape—and how it might affect your future. With advisers owing significant sums to SJP and associated lenders, the financial dynamics have become increasingly complex. Let’s break it down together. The Loan … Continue reading Understanding the Challenges Facing SJP Advisers: A Call for Proactive Planning →