Our Pensions Are Not the Government’s Piggy Bank

Why the Mansion House Accord Smells Like Pension Mis-Selling on a Massive Scale Imagine if a regulated financial adviser recommended a client invest billions into high-risk, opaque assets—without a clear evidence base, performance history, or full disclosure of costs. They’d be hauled before the regulator. But when the government does it, it’s labelled a “growth … Continue reading Our Pensions Are Not the Government’s Piggy Bank

Broken Promises, Buried Truths: Where Is the Government’s Duty of Candour?

The UK government has officially missed its own deadline to introduce the long-promised Hillsborough Law, which includes a statutory duty of candour—a legal obligation for public officials to tell the truth during court proceedings and public inquiries. Prime Minister Keir Starmer had pledged to enact this legislation by 15 April 2025, marking the 36th anniversary … Continue reading Broken Promises, Buried Truths: Where Is the Government’s Duty of Candour?

Time for a U-Turn: Why We Must Police Finance, Not Deregulate It

By Steve ConleyFounder, Academy of Life Planning The UK government’s Mansion House reforms, dressed in the language of “growth,” are taking us down a dangerous road—a road paved not with prosperity, but with exploitation. Deregulating the financial industry, while cybercriminals and fraudsters prey on even our wealthiest citizens, is akin to dismantling fire stations during … Continue reading Time for a U-Turn: Why We Must Police Finance, Not Deregulate It

Systemic Elitism: The Silent Engine Behind Financial Injustice

By Steve Conley | Academy of Life Planning "If you're not at the table, you're probably on the menu." For decades, the financial system has carefully cultivated the illusion of fairness, accountability, and oversight. But behind the curtain lies a truth that few dare to say aloud: a small, self-reinforcing elite has captured both the … Continue reading Systemic Elitism: The Silent Engine Behind Financial Injustice

“Betrayed Twice: The Parliamentary Voices of Investment Fraud Victims”

By Steve Conley | Academy of Life Planning They came in numbers, filling a packed parliamentary committee room. Survivors of investment fraud—no longer silent—stood up to expose a national scandal. These were not reckless speculators. They were miners, footballers, nurses, and families who trusted regulated advice, government-approved investments, and the rule of law. And they … Continue reading “Betrayed Twice: The Parliamentary Voices of Investment Fraud Victims”

Justice & Recovery Hub: Rebuilding Lives, Restoring Justice

Every year, thousands of individuals across the UK lose their life savings, pensions, and financial security—not to accidents or bad luck, but to corporate financial crime. These crimes don’t just devastate bank balances; they fracture trust, health, and hope. While support exists for victims of small-scale scams, no dedicated national service has focused on victims … Continue reading Justice & Recovery Hub: Rebuilding Lives, Restoring Justice

Fear as a Tool of Control and Empowerment through Holistic Planning

Introduction Fear has long been used as a powerful instrument to influence and control populations. From despotic empires to modern media, inducing fear can sway public opinion, stifle dissent, and foster compliance. This report explores how fear-based tactics – grounded in psychology, politics, and media – have been employed historically and in contemporary society to … Continue reading Fear as a Tool of Control and Empowerment through Holistic Planning

When Justice Protects Itself: The Case for Institutional Accountability in the Face of Financial Fraud

By Steve Conley, Academy of Life Planning In any society that calls itself just, the legal system exists to serve the people — to uphold the principles of fairness, truth, and accountability. But what happens when that same system retreats behind its own walls, prioritising institutional self-preservation over the public interest? The story of Helen … Continue reading When Justice Protects Itself: The Case for Institutional Accountability in the Face of Financial Fraud

Is the FCA Leadership Upholding Integrity – or Undermining It Through the Growth Agenda?

By Steve Conley, Founder of the Academy of Life Planning Integrity is more than a word etched into the FCA’s code of conduct—it is the cornerstone of trust in the financial system. Yet, recent FCA court cases, set against the backdrop of a government-mandated growth agenda, raise a troubling question: Is the FCA’s leadership still … Continue reading Is the FCA Leadership Upholding Integrity – or Undermining It Through the Growth Agenda?

From Policy Capture to Public Interest: Rebalancing the FCA’s Objectives for a Fairer Financial System

By Steve Conley, Founder of the Academy of Life Planning When the Financial Conduct Authority (FCA) was established, its primary duty was clear: to protect consumers. Yet in recent years, a troubling shift has emerged—one that places industry growth above public interest, leaving victims of financial crime struggling for redress and reform. This is no … Continue reading From Policy Capture to Public Interest: Rebalancing the FCA’s Objectives for a Fairer Financial System