🌀 The Clock Keeps Ticking: Breaking the Cycle of Regulatory Amnesia

“Everything flows, out and in; everything has its tides; all things rise and fall; the pendulum-swing manifests in everything.”— The Kybalion, The Law of Rhythm We’ve been here before.Lehman. Brexit. COVID. Car finance. SJP. QROPS. Each crisis sparks an outcry.Each outcry invites regulation.Each regulation eventually becomes red tape.And then… deregulation begins again. JB Beckett, in … Continue reading 🌀 The Clock Keeps Ticking: Breaking the Cycle of Regulatory Amnesia →

Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification

For over 2,000 years, institutions thrived by controlling access to truth—religious, political, financial, and even biological. The Age of Pisces was the age of intermediaries: gatekeepers of knowledge, divinity, and health. But now, in the Age of Aquarius, the gate is dissolving—and at the centre of this awakening is the pineal gland. Often dismissed as … Continue reading Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification →

🌊 The River, the Rock, and the Rising Age: The Change Begins From Within

“The river does not argue with the rock. It flows around it—and wears it away.” As I sat in yet another Mansion House discussion this week—an Aquarian task force dissecting the hardened contours of a Piscean financial system—I felt a deeper truth stir beneath the surface noise of economic reform and regulatory rhetoric. It’s not … Continue reading 🌊 The River, the Rock, and the Rising Age: The Change Begins From Within →

💻 Crypto Scams & the Law: What You Need to Know About the UK’s Digital Asset Reform

Q: Why is the Law Commission’s latest proposal important for victims of crypto scams?A: The Law Commission’s June 2025 proposal introduces freestanding information orders — a new legal tool that allows victims to access critical information about their stolen crypto assets before committing to a costly legal claim. This could be a game-changer, reducing upfront … Continue reading 💻 Crypto Scams & the Law: What You Need to Know About the UK’s Digital Asset Reform →

💡 Does Finance Fulfil Purpose?

A Proposal for the New Age “The purpose of a ‘great company’ gives it a reason for being, defining its contribution to society.”— Pitt-Watson & Mann, Does Finance Fulfil Purpose? In their thoughtful report, David Pitt-Watson and Dr Hari Mann ask a foundational question that most in the industry still avoid:Does finance fulfil its purpose? … Continue reading 💡 Does Finance Fulfil Purpose? →

Beyond the Perimeter: Why the Financial Ombudsman Is Failing Survivors of Financial Exploitation

"Justice too long delayed is justice denied." – Martin Luther King Jr. The Financial Ombudsman Service (FOS) was meant to be a safety net—a free, fair, and accessible route for ordinary people to seek redress when the financial system fails them. But for thousands of victims of financial exploitation, that promise rings hollow. At the … Continue reading Beyond the Perimeter: Why the Financial Ombudsman Is Failing Survivors of Financial Exploitation →

Time to Change the Playbook: From Half-Minded Exploitation to Full-Minded Healing

By Steve ConleyFounder, Academy of Life Planning We are suffering. Not by accident, but by design. For too long, society has operated under a playbook of separation—a legacy of half-mindedness, linear thinking, and systems that prioritise profit and power over people and planet. The results are visible everywhere: polarised communities, broken trust, mounting inequality, and … Continue reading Time to Change the Playbook: From Half-Minded Exploitation to Full-Minded Healing →

🎯 Rebuilding Trust After Financial Exploitation – From the Inside Out

“The best place to find a helping hand is at the end of your own arm.” – Swedish Proverb For over a decade, I’ve stood shoulder-to-shoulder with the Transparency Task Force in the fight for a financial system people can trust. Before that, I was deep inside the system itself—Head of Investments at HSBC and … Continue reading 🎯 Rebuilding Trust After Financial Exploitation – From the Inside Out →

🔍 Another Regulator. Another Excuse. Another Victim Left Behind.

When the FCA refuses to act on clear evidence of fraud, it’s not just a bureaucratic failure—it’s a betrayal of public trust. Victims like Paul Birch warned the FCA as early as 2017 that a so-called adviser, John Maurice Pye, was fraudulently claiming FCA authorisation. Internal FCA emails acknowledged the evidence. So did the Chartered … Continue reading 🔍 Another Regulator. Another Excuse. Another Victim Left Behind. →

The Hollowing of Responsibility: What McGilchrist’s Lectures Reveal About Institutional Failure in Financial Redress

By Steve Conley, Academy of Life Planning In recent years, countless victims of financial harm have encountered a devastating pattern: institutions that once promised protection now offer only deflection. When the Financial Conduct Authority (FCA) tells a victim to “contact the Slovakian regulator,” and that regulator says “only in person,” while HMRC claims “we only … Continue reading The Hollowing of Responsibility: What McGilchrist’s Lectures Reveal About Institutional Failure in Financial Redress →