In today's rapidly evolving financial landscape, there's a growing movement towards a more holistic, client-centred approach known as "presencing." This method shifts the focus from traditional, ego-centric financial planning—which often prioritises assets and transactions—to a soul-centric model that emphasises genuine human connection and the client's overall well-being. Understanding Presencing in Financial Planning Presencing, a concept … Continue reading Presencing in Financial Planning: Shifting from Ego to Soul for Meaningful Client-Centred Solutions
Tag: Financial Planning
The Case for a Wall Between Advice and Product Sales
“There should be a wall, between advice and products, between advice and large institutions, and between our regulators and large institutions. We need an integrity that is impeccable. Until we actually institute a way of bringing good heart, great integrity, and a fiduciary relationship that is sustainable into the industry, we are going to fail. … Continue reading The Case for a Wall Between Advice and Product Sales
Financial Conduct Authority (FCA) and Conduct Risk: Inside and Outside the Perimeter
The Financial Conduct Authority (FCA) was established to regulate financial conduct in the UK. As the name suggests, its primary role is to ensure that firms and individuals within its regulatory perimeter act in ways that protect consumers, maintain market integrity, and promote competition. But not all financial planners operate within this perimeter, and understanding … Continue reading Financial Conduct Authority (FCA) and Conduct Risk: Inside and Outside the Perimeter
The Academy of Life Planning: Empowering the Next Generation of Holistic Wealth Planners
Welcome to a future-ready approach to financial planning, where your career aligns with your values, and your clients’ lives are genuinely transformed. The Academy of Life Planning (AoLP) offers an inspiring alternative to traditional financial adviser academies, free from product sales targets, regulatory burdens, and corporate red tape. Here, you are not just trained to … Continue reading The Academy of Life Planning: Empowering the Next Generation of Holistic Wealth Planners
Breaking Away from the Old Paradigm: Financial Planning for a New Generation
For decades, the financial planning profession has operated within a paradigm shaped by product intermediation. The old way trained advisers to act as intermediaries, bridging clients with financial products. While this served a purpose in its time, it left advisers with an incomplete toolkit, particularly for solving life’s bigger, more complex problems. Today, we’re at … Continue reading Breaking Away from the Old Paradigm: Financial Planning for a New Generation
Where is the Old-School Financial Planning Model Heading?
The financial planning profession is at a crossroads. For decades, the old-school model dominated—a system where financial planners often doubled as financial advisers, wearing two hats. These professionals combined strategic financial planning with product-driven advice, often charging fees as a percentage of assets under management (AUM). However, cracks are forming in this model, and new … Continue reading Where is the Old-School Financial Planning Model Heading?
CFA UK Joins the Chartered Body Alliance: A Step Towards Holistic Financial Planning
The financial services sector has just seen a significant development: the Chartered Financial Analyst (CFA) Society of the UK has joined the Chartered Body Alliance. This partnership, which already includes the Chartered Institute for Securities & Investment (CISI), the Chartered Insurance Institute (CII), and the Chartered Banker Institute, now represents nearly 225,000 professionals. The addition … Continue reading CFA UK Joins the Chartered Body Alliance: A Step Towards Holistic Financial Planning
Younger People Seek Financial Advice While Advisers Shift Focus
Recent research reveals a striking irony in today’s financial advice market: younger people are increasingly looking for financial guidance, just as advisers are offloading clients who fall outside their target profiles. This disconnect raises important questions about accessibility, fairness, and the future of financial advice. Younger Generations Turning to Financial Advice Chancellor Rachel Reeves’ recent … Continue reading Younger People Seek Financial Advice While Advisers Shift Focus
Why Financial Planners Need Human Capital Development Skills
For generations, retirement planning centred around accumulating enough financial capital to see people through their golden years. But as the workforce evolves, and life expectancy extends, this approach is no longer sufficient. Financial planners must embrace a new skill—human capital development strategy—to help clients navigate longer economically active lives without running out of financial resources. … Continue reading Why Financial Planners Need Human Capital Development Skills
Discover a Fulfilling Career in Financial Planning Without the Sales Pressure
Embarking on a career in financial planning is a commendable choice, offering the opportunity to make a meaningful impact on individuals' financial well-being. However, it's essential to be aware of the different pathways available, especially when some roles are heavily centred around product sales. Organisations like M&G Wealth, SJP, and Quilter are actively recruiting in … Continue reading Discover a Fulfilling Career in Financial Planning Without the Sales Pressure
Academy of Life Planning 