One of the quiet frustrations in financial planning is this:many clients understand what needs to change — yet still don’t move. The motivation is there.The logic is sound.The desire for a better future is real. And still… nothing happens. Insight isn’t the problem — overload is At a recent professional session, a powerful analogy was … Continue reading Untethering Action: Why Insight Alone Isn’t Enough — and How AI Can Help Clients Lift Off
Tag: chatgpt
An Invitation to Experience the GAME Plan
Why AI GAME Plan v3.5 Is Being Shared Freely with the Academy Community For a long time, I’ve tried to explain the GAME Plan. I’ve explained the framework.I’ve explained the methodology.I’ve explained how it differs from traditional financial planning. And yet, something kept nagging at me. Because the truth is this: The GAME Plan can’t … Continue reading An Invitation to Experience the GAME Plan
Are We Educating the Next Generation — or Recruiting Them Into a Broken System?
When a profession celebrates widening access, it must also ask a harder question: access to what? This week, the Chartered Insurance Institute (CII) and Personal Finance Society (PFS) announced that over 6,600 young people have taken part in their virtual work experience programmes since 2023. The story is being framed as a success: Diverse participation … Continue reading Are We Educating the Next Generation — or Recruiting Them Into a Broken System?
AI Isn’t Eating Your Lunch — It’s Changing Who Brings It to the Table
Introducing the Total Wealth Plan™ licensing options A quiet shift in how clients prepare for advice More and more clients are arriving having already used AI to: explore scenarios compare options question fees and sense-check decisions Not because they want to bypass their adviser —but because AI now gives them agency before the meeting. For … Continue reading AI Isn’t Eating Your Lunch — It’s Changing Who Brings It to the Table
Why It’s Worth Challenging Initial FOS Decisions
How AI checks can help consumers reclaim fairness — not just faster closure By Get SAFE – Support After Financial Exploitation A new industry briefing reports that the Financial Ombudsman Service (FOS) intends to resolve 80% of cases within six months, processing up to 245,000 cases in 2026/27. On the surface, that sounds like progress. … Continue reading Why It’s Worth Challenging Initial FOS Decisions
AI isn’t replacing financial planners. But it is changing what good planning looks like
There’s a lot of debate right now about whether AI can “do” financial planning. I think most of that debate misses the point. AI doesn’t replace judgement, empathy, or trust.It never will. But it does remove friction from planning. It helps people: organise complexity see their whole picture clearly explore scenarios they’ve been avoiding articulate … Continue reading AI isn’t replacing financial planners. But it is changing what good planning looks like
AI Is at the Door — and It’s Knocking in 2026
AI Is at the Door — and It’s Knocking What Matthew Griffin’s warning really means for the future of financial planning Dear reader, the quote below isn’t just an observation. It’s a signal flare. When Matthew Griffin — widely described as “the adviser behind the advisers” — says “AI is coming for your lunch”, he’s … Continue reading AI Is at the Door — and It’s Knocking in 2026
What Total Wealth Planners Can Learn from the “Education Irony”
Most people arrive at financial planning believing education equals security.Degrees. Credentials. Certifications.Yet the evidence increasingly shows a deeper problem: education can fail to develop the very human capabilities people need to navigate work, money, and life well. A recent peer-reviewed study, The Education Irony: When College Degrees Lead to Unemployment, Mindless Thinking, Debt, and Despair, … Continue reading What Total Wealth Planners Can Learn from the “Education Irony”
Harvey vs Humanity: How Captured AI Is Rewriting Justice for Profit
When a global law firm like CMS announces it’s “staying ahead of the curve” by rolling out Suits-inspired Harvey AI, most of the legal press applauds the efficiency gains.But behind the headlines lies a more uncomfortable truth — one that strikes at the very heart of access to justice. ⚖️ The Rise of Captured AI … Continue reading Harvey vs Humanity: How Captured AI Is Rewriting Justice for Profit
Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning
Three years after ChatGPT’s launch, artificial intelligence has officially come of age.As Nick Eatock notes in Money Marketing, AI is now mainstream in financial advice—praised for efficiency, data analysis, and compliance support. But in the rush to automate, one vital question remains largely unasked: Can AI be trusted to serve people rather than products? At … Continue reading Beyond Efficiency: Why the AI GAME Plan Is the Structurally Trustworthy Framework for Financial Planning
Academy of Life Planning 