A bridge-safe reflection for planners sensing the next step For many planners, life planning began as a profound shift. A move away from product talk.A deeper conversation.A focus on meaning, freedom, and what really matters to the client. For some, that training was genuinely life-changing. It restored dignity to the profession and reminded us why … Continue reading Life Planning Has Outgrown Its Original Frame
Tag: artificial-intelligence
The £10 Billion Question: Is “Ongoing Advice” Still Fit for a World That Changes Daily?
The UK financial advice profession is facing a quiet but profound contradiction. According to the Financial Conduct Authority, around 4 million clients currently pay for ongoing advice. Together, they generate an estimated £8–10 billion a year in fees—around 80% of total adviser-charge revenue. On the surface, this suggests a healthy, sustainable model. Look closer, and … Continue reading The £10 Billion Question: Is “Ongoing Advice” Still Fit for a World That Changes Daily?
Why the Future of Financial Planning Is Human Capital-Led
Lessons for Financial Planners Aspiring to Become Total Wealth Planners For decades, financial planning has been built around financial capital: portfolios, products, performance and projections. Yet one of the most consistent findings in economic research tells a different story. Human capital—not financial capital—is the primary driver of long-term prosperity. A 2012 study published in the … Continue reading Why the Future of Financial Planning Is Human Capital-Led
Untethering Action: Why Insight Alone Isn’t Enough — and How AI Can Help Clients Lift Off
One of the quiet frustrations in financial planning is this:many clients understand what needs to change — yet still don’t move. The motivation is there.The logic is sound.The desire for a better future is real. And still… nothing happens. Insight isn’t the problem — overload is At a recent professional session, a powerful analogy was … Continue reading Untethering Action: Why Insight Alone Isn’t Enough — and How AI Can Help Clients Lift Off
An Invitation to Experience the GAME Plan
Why AI GAME Plan v3.5 Is Being Shared Freely with the Academy Community For a long time, I’ve tried to explain the GAME Plan. I’ve explained the framework.I’ve explained the methodology.I’ve explained how it differs from traditional financial planning. And yet, something kept nagging at me. Because the truth is this: The GAME Plan can’t … Continue reading An Invitation to Experience the GAME Plan
AI Is Taking Jobs — But It Can Also Create Wealth. The Choice Is Ours.
Why the Total Wealth Plan is the missing bridge between technological disruption and human empowerment. Introduction: The Alarm Bell Britain Can’t Ignore According to business editor Jon Rees at The Times, artificial intelligence is now costing more jobs in the UK than it is creating. Research from Morgan Stanley found that UK firms using AI … Continue reading AI Is Taking Jobs — But It Can Also Create Wealth. The Choice Is Ours.
Why the Hybrid Total Wealth Planner Will Win in the Age of AI
And why the future of planning is human-led, AI-powered, and life-first Artificial intelligence is changing everything. It can draft emails.Build financial models.Summarise documents.Generate plans in seconds. And yet… It still can’t decide what kind of life is worth building.It can’t sit with someone in grief.It can’t hold moral complexity.It can’t help a human being choose … Continue reading Why the Hybrid Total Wealth Planner Will Win in the Age of AI
Cross the Bridge: Join the Total Wealth Plan Beta and Shape the Future of Planning
The future of financial planning isn’t product-led.It isn’t adviser-centric.And it definitely isn’t built around hourly dependency. It’s client-empowered, AI-supported, and life-centred. And it’s already happening. If you’re a financial adviser standing at the bridge between the old model and what comes next, this is your invitation to help shape it — and to stay meaningfully … Continue reading Cross the Bridge: Join the Total Wealth Plan Beta and Shape the Future of Planning
Are We Educating the Next Generation — or Recruiting Them Into a Broken System?
When a profession celebrates widening access, it must also ask a harder question: access to what? This week, the Chartered Insurance Institute (CII) and Personal Finance Society (PFS) announced that over 6,600 young people have taken part in their virtual work experience programmes since 2023. The story is being framed as a success: Diverse participation … Continue reading Are We Educating the Next Generation — or Recruiting Them Into a Broken System?
Take Your Sign Down: Why Financial Planning Must Stop Living Within a Lie
By Steve Conley, Academy of Life Planning Overnight in Davos, Canadian Prime Minister Mark Carney delivered what I believe will be remembered as an era-defining speech. Not because it was dramatic.Not because it was ideological.But because it named reality. Carney spoke about geopolitics.But what he really described was every untrustworthy system that survives by ritual, … Continue reading Take Your Sign Down: Why Financial Planning Must Stop Living Within a Lie
