For 15 years, the GAME Plan has been the backbone of how we help people design lives of purpose, security, and freedom. Until now, it’s mainly been delivered through one-to-one work, workshops, and courses. Today, that changes. The AI GAME Plan is now live — a fully guided, AI-powered experience that helps anyone, anywhere, in … Continue reading Introducing the AI GAME Plan™: Democratising Total Wealth Planning for Everyone, Everywhere
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From Moral Revolution to Moral Economy: The Next Step in Humanity’s Evolution
When Dutch historian Rutger Bregman delivered this year’s BBC Reith Lectures on the theme of “Moral Revolution,” he captured something profound: the sense that the world’s elites have lost their moral compass — and that small, committed groups of citizens must again lead the next great transformation. Bregman reminds us that history is a reservoir … Continue reading From Moral Revolution to Moral Economy: The Next Step in Humanity’s Evolution
Who Guards the Guardians?
When Regulators, Broadcasters, and Algorithms Blur the Lines of Accountability By Get SAFE — Support After Financial ExploitationA citizen-led initiative empowering victims of financial harm through truth, transparency, and technology. Written by Steve Conley, Founder of Get SAFE (Support After Financial Exploitation) — a UK-based charitable initiative empowering victims of financial harm through education, advocacy, … Continue reading Who Guards the Guardians?
🏛️ Shouldn’t the Same Facts Be Available to Customers as to Investors?
By Steve Conley, Academy of Life Planning A good friend once said, “We’re only warming up.” That feels true today — because this isn’t about attacking any bank. It’s about ensuring truth, fairness, and balance in how information is shared. Recently, we reviewed the Lloyds Banking Group Fixed Income Investor Presentation (20 February 2025). Page … Continue reading 🏛️ Shouldn’t the Same Facts Be Available to Customers as to Investors?
💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
In December 2025, Parliament will once again host a vital conversation about justice — this time, concerning the Post Office Scandal.After years of heart-rending testimony, the police have confirmed that corporate manslaughter charges are now under consideration in relation to the Horizon IT failures that ruined hundreds of lives and, tragically, cost some their own. … Continue reading 💠 Should the Same Moral and Legal Standards Apply — Whether the Perpetrators Wear Post Office Badges or Bank Ties?
💥 Captured Watchdogs Rip Up the Rulebook: Deregulation Returns — and Citizens Will Pay the Price
The Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) have just announced they’re scrapping the Building Societies Sourcebook — the cornerstone rulebook that governed mutual lending practices. They call it a “growth boost.”I call it a warning sign. The Disguise of “Empowerment” In a move hailed by City Minister Lucy Rigby as part of … Continue reading 💥 Captured Watchdogs Rip Up the Rulebook: Deregulation Returns — and Citizens Will Pay the Price
💠 Deprogramming the Exploitation Mindset: Why Advisers Confuse Freedom with Greed
By Steve Conley, Founder of the Academy of Life Planning The Industry’s Hidden Shadow Scroll through today’s adviser recruitment ads and you’ll see a familiar theme — luxury cars, seven-figure dreams, and promises of total freedom.But look beneath the surface, and you’ll find a culture not of empowerment, but of exploitation — of advisers and … Continue reading 💠 Deprogramming the Exploitation Mindset: Why Advisers Confuse Freedom with Greed
💠 When the System Fails: How One Citizen Exposed the Hidden Mechanics of Financial Exploitation
By Steve Conley, Founder – Get SAFE (Support After Financial Exploitation) 1. The Case Behind the Curtain A citizen came to Get SAFE in 2025, convinced that something deeply wrong had occurred in the transfer and possession of her home. Over time she uncovered evidence that no lawful authority existed for the “repossession” that had … Continue reading 💠 When the System Fails: How One Citizen Exposed the Hidden Mechanics of Financial Exploitation
Lloyds Says Hoarding Capital Slows Growth — But Whose Growth Are We Talking About?
Charlie Nunn, chief executive of Lloyds Banking Group When the chief executive of Lloyds Banking Group — the UK’s largest retail bank and one of the biggest recipients of post-crisis bailouts — calls on government to “go further” in deregulation, it’s worth pausing to ask: for whom? Charlie Nunn’s latest comments frame prudence as a … Continue reading Lloyds Says Hoarding Capital Slows Growth — But Whose Growth Are We Talking About?
The Rules of the Game Are Being Rewritten — and the Referees Are Looking the Other Way
By the Academy of Life Planning As 2025 draws to a close, the Bank of England has sent a mixed message:⚠️ Financial stability risks are rising, yet 🪓 capital requirements for banks are being cut. It’s a move that captures the paradox of modern finance — one hand tightening supervision of shadow banks like Goldman … Continue reading The Rules of the Game Are Being Rewritten — and the Referees Are Looking the Other Way
Academy of Life Planning 