The Academy of Life Planning now offers a digital end-to-end non-intermediating financial planning ‘off the peg business in a box’ for a global network of advisers, as featured in the article in New Model Adviser in March 2020. And, endorsed by the Kinder Institute on Twitter. It’s called The GAME Plan Generator. Academy of Life … Continue reading Academy of Life Planning and The Financial Freedom Forecaster →

The Academy of Life Planning attempts to solve industry-wide issues for Non-Intermediating Financial Planners. Because we are the only Non-Intermediating Financial Planning adviser support network. Here’s an example, your back-office system. As a special deal for AoLP members. Would your clients pay £5 per month for member level access to all their finances, with all … Continue reading Potential Back End System for Non-Intermediating Financial Planners →

Product sellers, or product advisers, in general want to plug into your assets and charge a fee. If you have no assets to offer them, they can’t figure out how they are going to get paid. If your assets are a residential property portfolio, for example. And your finances are messy, and you need to … Continue reading Why Product Sellers Don’t Make The Best Life Planners →

Do you want to make some extra cash legitimately and quickly? Learn how you can pocket extra income with our 44 money-making tips. You know that ‘rainy day’ people save for? Well for most that day is now. But most households have little or no savings. If that is you, read on. Here's the thing. … Continue reading No Cash, No Problem: 44 Ways to Boost Your Finances When You Have Little or No Savings →

Financial Planners. What things in your life and future would look and feel different if you chose to take a different perspective on them, to attach a different meaning to them? Take Personal Financial Planning. Imagine if we unlearnt what we learnt. What if what you’re doing is not Personal Financial Planning. Possibly what you do, what you think is right, … Continue reading A Different Perspective: Plan To Create Wealth, Not Take It Away! →

What happened 100 years ago? The Spring outbreak of influenza just over a century ago, was at 5 deaths per 1,000 persons, the Autumn outbreak was nearly five times that at almost 25, and the following year double at over 10. At its height, the Spring Covid-19 outbreak in 2020 saw mortality rates of less … Continue reading Post-Covid-19 Financial Planners: What would happen if there was a double peak pandemic like the Spanish Flu of 1918? →

There are four important elements in the non-intermediating financial planning process that when completed in the right order improve the outcome for the client. These are: Goals: Multi-dimensional goal setting. Actions: The project plan to achieve the goals. Means: The lifetime cash flow forecast and ‘what if’ analysis to make good shortfalls and financial education … Continue reading The Productive Cycle: How to design the elements of a Non-Intermediating Financial Planning process →

How should you plan a client when non-intermediating financial planning? When you set up a non-intermediating financial planning firm. There’s not enough value in the ‘traditional’ financial planning process to justify the sale when you remove product advice. Traditional ContractFactfindNeeds analysisRecommendationImplementationReview It just leaves needs analysis. Modelling accumulation, preservation, crystallisation, decumulation and succession. The hand … Continue reading Stand and deliver won’t work. →

The GAME Plan Generator Do you want to create a sustainable and profitable business by doing more of what you love, and less of what you hate about the job? Do you want to earn while you sleep and create a great work-life balance with ‘nocturnal’ income for life? Where are you now? Maybe, you … Continue reading The Non-Intermediating Financial Planning Firm →

The Financial Planning Professional: Part 6 of 6 From accounts of Australian financial advisers following the fee-for-no-service scandal. I bought this business from the investment firm with a promise that if I were ever forced to sell, it would be on the same terms. Well now that promise has been broken and I’m facing ruin. … Continue reading What Happened Down Under →