Introduction: In today's rapidly evolving financial landscape, traditional models have often placed power and control in the hands of large corporations. However, a new paradigm is emerging—one that prioritises individual empowerment and ownership. Generic financial planning advice. This client-led business model is at the forefront of this revolution, reshaping how financial services are delivered and … Continue reading Unleashing Power and Control: The Client-Led Business Model Revolution →

Key features and benefits of a client-led business model are as follows: 1. Decentralisation: The client-led model aims to distribute asset and data ownership among end-users, moving away from the control held by large investment companies. This decentralisation aligns with the principles of GDPR and promotes individual empowerment. 2. Permissionless: The client-led model strives to … Continue reading Key features and benefits of a client-led business model →

The UK Financial Conduct Authority (FCA) regulates a market dominated by large manufacturers and distributors of regulated investments. While the financial services industry has facilitated the entry of millions of individuals into the investment landscape, a small group of distributors hold significant control over assets and data. In response to this, generic financial planning advice … Continue reading Embracing Ownership: The Power of Generic Financial Planning Advice →

In a world where retirement is often depicted as a cliff edge, dividing the prosperous from the destitute, two contrasting viewpoints emerge: that of the product salesperson and the life planner. The former capitalise on fear, painting a grim picture of half the population hurtling towards disaster. They warn of pensioners toiling away well past … Continue reading Rethinking Retirement: Embracing Opportunity and Meaningful Expression →

Introduction: Welcome to our blog on Goal Mapping, a powerful technique that can transform the way you set and achieve your goals. In this post, we will explore the concept of Goal Mapping, its benefits, and how it can help you overcome the challenges often faced with traditional goal-setting methods. Whether you're an individual looking … Continue reading Achieve Your Goals with Goal Mapping: A Path to Success →

In the business realm, particularly in marketing communications, providing added value is an imperative practice. When companies merely disseminate information without incorporating their unique perspectives or insights, they fail to seize an opportunity to distinguish themselves and showcase their expertise to clients. Adding value can assume multiple forms, such as offering expert analysis, providing context … Continue reading Unlock the Power of Adding Value: Beyond Post-Boxing →

You can download a complimentary 60-minute video recording of the demo. Introduction: Managing finances effectively and planning for the future can often feel overwhelming and complicated. But what if there was a simple, user-friendly solution that could help you easily forecast your income and expenses for an entire year? Enter Flipside, the revolutionary cash forecast … Continue reading Introducing Partner Parade Flipside: The Ultimate Cash Forecast App →

In the realm of financial planning, it's essential to understand the distinction between generic financial planning advice and regulated financial advice that leads to specific investment recommendations. While the latter focuses on tailored investment solutions based on individual circumstances, generic financial planning advice serves as a mechanism to address a comprehensive range of financial challenges, … Continue reading Unlocking Financial Success: The Power of Proper Financial Planning →

The "Emperor with no clothes" story is a metaphor for the dangers of vanity, deception and the importance of speaking the truth. It highlights how fear and social conformity can prevent people from questioning authority or stating the obvious. Ultimately, the story encourages critical thinking, honesty, and the courage to speak up, even when the … Continue reading The Emperor with No Clothes: A Metaphor for Vanity, Deception, and the Importance of Truth in Financial Services →

Discover how to be a good financial planner by transitioning to a generic financial planning adviser, with support from the Academy of Life Planning.