“History doesn’t repeat — it compounds.”
In 1993, thousands of wealthy professionals opened letters from Lloyd’s of London demanding sums that made no sense.
£300,000. £1 million. £3 million.
Not what they’d invested — what they owed.
Doctors. Farmers. Aristocrats. Widows.
All ruined by a system that told them they were special.
They were called “Names.” They pledged everything they owned to underwrite insurance policies — not with money, but with their homes, farms, and inheritances. For nearly three centuries, the deal looked perfect: 10% annual returns for doing nothing. Free money for being rich.
Until asbestos claims hit — and the insiders ran for the exits.
When the liabilities came due, the insiders had already changed the rules, pocketed profits, and recruited new Names to absorb the fallout. Thirty-four thousand families were destroyed. Lloyd’s survived. The individuals didn’t.
The Pattern That Never Dies
Every financial era produces its own Lloyd’s.
Different language, same logic.
- “Private credit” — low-risk, high-yield
- “Syndicated real estate” — exclusive access
- “Crowdfunded ventures” — democratised opportunity
When the barriers drop and the marketing ramps up, it’s rarely about inclusion. It’s about absorption.
Fresh capital to keep the game going.
Behind the scenes, risk doesn’t disappear — it migrates.
Complexity hides it. Prestige sanitises it.
And when it unravels, the institution survives by sacrificing the participants.
From Unlimited Liability to Unlimited Naivety
Today’s investors aren’t pledging ancestral homes — they’re pledging blind trust.
Hidden leverage, synthetic yield, opaque fund structures — these are the modern equivalents of the “unlimited liability clause.”
In 1993, the letter arrived in the post.
Tomorrow, it might arrive by email from your fund administrator.
When everyone’s doing it, no one’s thinking.
That’s the moment of maximum danger — and the perfect opportunity for extraction.
Structural Trustworthiness: The Missing Protection
The Lloyd’s disaster wasn’t about insurance. It was about human nature.
It was about structural untrustworthiness — systems built to protect insiders, not participants.
At the Academy of Life Planning, we call this the SUD — the Structurally Untrustworthy Discount.
It’s the hidden cost that society pays when institutions prize reputation over responsibility.
Our work focuses on replacing extraction with empowerment — helping individuals and professionals alike reclaim agency, understand risk, and plan from the inside out.
Because reputation isn’t due diligence.
Prestige isn’t protection.
And history isn’t past — it’s pattern.
Before You Sign the Next “Opportunity”
Ask three questions:
- Who really benefits if it goes wrong?
- Who’s controlling the information flow?
- What happens if the tide turns — who becomes the liquidity?
If you can’t answer those questions with clarity, walk away.
The house will survive. The question is — will you?
Join the Movement That Learns from History
At the Academy of Life Planning, we help individuals and professionals build structurally trustworthy wealth systems — transparent, empowering, and product-free.
Because the next Lloyd’s moment won’t look like Lloyd’s.
“History doesn’t repeat itself, but it often rhymes.” – Mark Twain
History rhymes until someone changes the rhythm.
Get SAFE: A Fellowship for Those Walking Through Fire
Get SAFE is becoming what people are desperately searching for —
a structured, ethical, trauma-informed community for:
- victims of financial exploitation
- whistleblowers
- bereaved families
- citizen investigators
- advocates and moral leaders
The Fellowship is simple but profound:
We gather to recover agency, share truth, deepen courage, and support one another in the long path from harm to justice.
We are not aligned with any regulator, political system, or institution.
Our strength is our independence.
People came alive when they heard it:
“A Fellowship of truth, justice, and recovery — not a bureaucracy.”
“A place where victims are finally believed.”
“A community rooted in courage, not compliance.”
And because of the AI frameworks we’ve introduced, this Fellowship is not just emotional support — it is practical empowerment.
For the first time, ordinary people can:
- build digital dossiers
- reconstruct timelines
- detect patterns of institutional misconduct
- write letters with authority
- expose evidence regulators overlooked
- collaborate safely across cases
- turn pain into purpose
This is how movements begin.
Planning My Life: Preventing Exploitation Before It Starts
What the event also confirmed is this:
People fall into financial exploitation when they fall out of sovereignty.
Planning My Life sits exactly at this junction.
It teaches people:
- how to think independently
- how to plan their lives before planning their money
- how to identify institutional risk
- how to spot predatory sales patterns
- how to avoid product-led advice
- how to stay structurally trustworthy
- how to build a life where no adviser can mislead, confuse, or coerce them
Prevention and recovery are two halves of the same circle.
Get SAFE rescues those already harmed.
Planning My Life equips people so it never happens again.
Together, they form a complete empowerment system.
A New Model of Justice Is Emerging — Built by the People Themselves
The collective energy of the event revealed a truth that no institution dares speak:
When regulators fail, citizens take up the role of regulator.
When governance collapses, the governed take up the role of governance.
When truth is buried, truth-tellers become archivists of justice.
The movement we are seeing now is not political.
It is human.
It is built on:
- transparency
- dignity
- courage
- integrity
- collective intelligence
- and the healing power of community
These are the values Paul Moore lived and died for.
This event honoured him not by remembering his warnings —
but by continuing his fight.
Where We Go From Here
The Academy of Life Planning now carries a responsibility that is both moral and strategic:
To give people the tools to understand their lives,
their finances,
and their evidence —
so exploitation no longer survives in the shadows.
Through:
- Planning My Life (self-sovereignty)
- Get SAFE (justice and recovery)
- AI-as-co-pilot (pattern recognition, empowerment, clarity)
- The Fellowship (community and courage)
- The GAME Plan (a universal cycle of intention-to-manifestation)
…we are building the world that institutions promised but failed to deliver.
A world where truth has a home.
A world where victims are lifted, not shunned.
A world where ordinary people can finally stand equal to the powers that harmed them.
A world where transparency is not a slogan —
it is a lived practice that restores dignity, agency, and hope.
This is the movement Paul Moore began.
This is the movement that rose in that meeting.
This is the movement we now carry forward.
And we will not stop until every victim finds their voice,
every truth comes to light,
and every life stolen by exploitation is honoured through justice.
In One Sentence
Goliathon turns victims of financial exploitation into confident, capable citizen investigators who can build professional-grade cases using structured training, emotional support, and independent AI.
Instant Access
Purchase today for £2.99 and get your secure link to:
- the training video, and
- the downloadable workbook.
Link to Goliathon Taster £2.99.
If the session resonates, you can upgrade to the full Goliathon Programme for £29 and continue your journey toward clarity, justice, and recovery.
Every year, thousands across the UK lose their savings, pensions, and peace of mind to corporate financial exploitation — and are left to face the aftermath alone.
Get SAFE (Support After Financial Exploitation) exists to change that.
We’re creating a national lifeline for victims — offering free emotional recovery, life-planning, and justice support through our Fellowship, Witnessing Service, and Citizen Investigator training.
We’re now raising £20,000 to:
Register Get SAFE as a Charity (CIO)
Build our website, CRM, and outreach platform
Fund our first year of free support and recovery programmes
Every £50 donation provides a bursary for one survivor — giving access to the tools, training, and community needed to rebuild life and pursue justice with confidence.
Your contribution doesn’t just fund a project — it fuels a movement.
Support the Crowdfunder today and help us rebuild lives and restore justice.
Join us at: http://www.aolp.info/getsafe
steve.conley@aolp.co.uk | +44 (0)7850 102070
Academy of Life Planning 