“Everything flows, out and in; everything has its tides; all things rise and fall; the pendulum-swing manifests in everything.”— The Kybalion, The Law of Rhythm We’ve been here before.Lehman. Brexit. COVID. Car finance. SJP. QROPS. Each crisis sparks an outcry.Each outcry invites regulation.Each regulation eventually becomes red tape.And then… deregulation begins again. JB Beckett, in … Continue reading 🌀 The Clock Keeps Ticking: Breaking the Cycle of Regulatory Amnesia
Month: July 2025
💣 The Myth of Neutral AI: When Truth Becomes Political Propaganda
By Steve Conley | Founder, Academy of Life Planning “The illusion of neutrality is the most dangerous form of control. It masks power as fairness, and bias as truth.” On July 23, 2025, Donald Trump signed an executive order that could change the trajectory of artificial intelligence forever — not just in the U.S., but … Continue reading 💣 The Myth of Neutral AI: When Truth Becomes Political Propaganda
📱 Ready to Reclaim Your Financial Power?
Try “Planning My Life” – The FREE App That Puts a Future-Ready Financial Planner in Your Pocket What if you could carry a financial planner in your pocket—one that never sells, never judges, and always puts your purpose before your product? Welcome to Planning My Life (PML), your gateway to Aquarian-age financial freedom. Accessible on … Continue reading 📱 Ready to Reclaim Your Financial Power?
The GAME Plan for Sovereign Living
One Cycle. Four Steps. A Lifetime of Freedom. 🔷 Proposition Summary The GAME Plan for Sovereign Living is not just a financial planning system—it’s a conscious path for those ready to reclaim autonomy, restore inner harmony, and reshape the world from the inside out. Built on ancient natural cycles and aligned with the Aquarian Age, … Continue reading The GAME Plan for Sovereign Living
🌍 The Sovereignty Revolution: A New Era in Financial Empowerment Has Arrived
In every age, a movement emerges to challenge the status quo and offer a better way forward. Today, as the world teeters between crisis and transformation, a quiet revolution is gaining ground—a movement rooted in transparency, empowerment, and justice. We call it the Sovereignty Revolution. At the heart of this revolution is the Academy of … Continue reading 🌍 The Sovereignty Revolution: A New Era in Financial Empowerment Has Arrived
Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification
For over 2,000 years, institutions thrived by controlling access to truth—religious, political, financial, and even biological. The Age of Pisces was the age of intermediaries: gatekeepers of knowledge, divinity, and health. But now, in the Age of Aquarius, the gate is dissolving—and at the centre of this awakening is the pineal gland. Often dismissed as … Continue reading Reawakening the Inner Eye: The Pineal Gland, Cognitive Sovereignty & the Reversal of Calcification
🦠 Is Bitcoin a Financial Virus?
Why Responsible Advisers Must Speak Up Bitcoin is lighting up red flags as it seeks entry into core investment portfolios. Let’s be clear: if an individual wants to speculate with a small satellite allocation, that’s their prerogative. But if I were a reputable product distributor, I wouldn’t want the liability of recommending Bitcoin as a … Continue reading 🦠 Is Bitcoin a Financial Virus?
If Rachel Reeves Were a Financial Adviser, She’d Be Facing an FCA Misconduct Ruling
By Steve Conley | 25 July 2025 If a regulated financial adviser made the claims Rachel Reeves has just made about ISA returns, the Financial Conduct Authority (FCA) would likely uphold a complaint against them for misleading financial promotion. If not the FCA, the Advertising Standards Authority (ASA) would surely step in. But when it’s … Continue reading If Rachel Reeves Were a Financial Adviser, She’d Be Facing an FCA Misconduct Ruling
Whose Side Is Labour On? £60bn Car Finance Scandal Exposes City’s Grip on Government
By Steve Conley | 25 July 2025 In a move that would send shockwaves through any functioning democracy, Chancellor Rachel Reeves is reportedly considering overruling the UK Supreme Court to protect banks and car finance lenders from a £60 billion compensation bill—leaving millions of misled consumers out in the cold. This extraordinary development—revealed by The … Continue reading Whose Side Is Labour On? £60bn Car Finance Scandal Exposes City’s Grip on Government
💼 VAT and Financial Advice: Let’s Get Honest
“Advice is not exempt because it feels valuable. Exemption applies because the law says it does.” In the world of financial services, there’s a persistent (and often convenient) misunderstanding: that all financial advice is VAT-exempt. It isn’t. And it’s time we stopped pretending otherwise. As someone working to empower consumers and advisers alike through transparency … Continue reading 💼 VAT and Financial Advice: Let’s Get Honest
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