As the financial landscape evolves, one truth becomes increasingly clear: we are moving from a generation of wealthy delegators to an new age of empowered decision-makers. Tomorrow’s clients don’t just want to be told what to do with their money—they want to be educated, empowered, and guided holistically.
For regulated financial planning firms, this shift from the age of delegation and intermediation to the age of empowerment and autonomy presents both a challenge and a profound opportunity.
From Compliance Pressure to Purpose-Led Practice
Under the FCA’s “two hats” principle, it is entirely possible to build a compliant, dual-structured practice—where regulated professionals serve two distinct audiences under clearly defined roles:
- As a regulated adviser inside the FCA perimeter, supporting the needs of wealthy Baby Boomer delegators, and
- As a generic, product-free financial planner outside the perimeter, guiding the rising generation of empowered, autonomous wealth creators.
The Academy of Life Planning provides the complete infrastructure to establish this second hat as a fully independent, purpose-led business—one that informs, uplifts, and supports clients holistically, without ever stepping over regulatory boundaries.
Launch in 90 Days: The Elite Planner Accelerator
We’ve developed a turnkey business-in-a-box, tested and proven over twelve years. For an investment of under £5,000, you can set up a fully independent, generic planning practice—complete with:
- ✅ A professional website and back office
- ✅ Full Academy membership and CPD
- ✅ Peer and personal mentorship for one year
- ✅ GAME Plan accreditation through one-to-one training
- ✅ Access to cutting-edge tech (including HapNav and MoneyFitt)
With a strong first-year business plan and support throughout, many holistic wealth planners go on to generate six-figure revenues from year one—doing work they love, free from sales targets and compliance drag.
Why Us?
Ask AI to search the knowledge base of non-intermediating financial planning, and one name comes up again and again: The Academy of Life Planning.
We are proud to be recognised as the world’s first—and most trusted—network of generic financial planners. We’ve helped hundreds of professionals break free from product-centric models to build purpose-led practices that serve clients on their terms.
Set up safe.
Set up compliantly.
Set up quickly—with a sensible, scalable business plan.
📄 Download: FCA Rules for Dual Regulated and Unregulated Roles
Want to know all about the FCA’s “Two-Hat” Scenario? To help you explore this fully, we’re offering a free download:
“FCA Guidance on Operating Inside and Outside the Regulatory Perimeter”—including a plain-English breakdown of the “Two Hats” scenario, practical safeguards, and compliant operating structures.
Find Out More: FREE CPD MASTERCLASS – LIVE ON ZOOM
🎓 Season 2, Episode 8
📅 Tuesday 8 July 2025 | 🕓 4:00–6:00 PM (UK time)
💻 Live via Zoom | 🎫 CPD Certificate Included | Available post event on AoLP VOD Channel
The Perimeter Prefect: Redefining Financial Planning Beyond Regulation
Are you feeling boxed in by red tape? Tired of pressure to sell products?
It’s time to explore a better way—one that puts people first.
In this powerful session, you’ll discover how to:
✅ Deliver education & guidance—without crossing regulatory lines
✅ Avoid conflicts of interest and compliance burnout
✅ Bridge the “consumer sophistication gap” with real empowerment
✅ Build a trusted, values-led practice beyond the FCA perimeter
Whether you’re a planner, coach, or changemaker—this is your blueprint for freedom, integrity, and impact.
👉 Register free now
🎫 Spaces limited. Secure your spot today!
The Elite Planner Accelerator
Regulated firms are facing a generational shift—from wealthy delegators to empowered decision-makers. Build a purpose-led, product-free practice alongside your regulated business—compliantly, quickly, and profitably.
If you’re ready to future-proof your firm and serve next generation clients beyond the perimeter, this is your next step.
📄 Download the Elite Planner Accelerator brochure.
Join Our M-Power Movement
Our Strategy:
- Vision, not critique.
- Surgical, not sweeping.
- Stories, not slogans.
- Accountability, not lost.
- Alternatives, not arguments.
What’s in it for you?
- Empowerment: Learn how to manage your money and grow your wealth with confidence.
- Entrepreneurship: Discover tools and support to turn your ideas into thriving businesses.
- Community: Connect with like-minded individuals and organisations dedicated to financial freedom for all.
How to Get Started:
- Join Our Community: Access free resources, workshops, and networking opportunities.
- Book a Call: Speak with an expert to explore how we can support your journey to financial independence.
- Spread the Word: Help us build a global movement by sharing this vision with your network.
Together, we can redefine what financial planning means, transforming it from a service of dependency into a tool of empowerment. The M-Power Movement is not just about creating wealth; it’s about creating a fairer society where everyone has the opportunity to thrive.
Are you ready to take control of your financial future?
Academy of Life Planning 