Are you feeling confused about pensions? If so, you’re not alone. Recent research reveals that nearly three in five Britons (56%) find pensions complicated and difficult to navigate. This confusion often leads to anxiety, with almost half (45%) of those yet to retire avoiding retirement planning altogether.
These feelings of uncertainty are compounded by a lack of financial education and accessible guidance. Over 38% of people struggle to find reliable financial information, while more than half say that balancing short-term financial goals with retirement savings is too challenging. Given the rising cost of living, it’s no surprise that many are left feeling overwhelmed about their financial future.
But here’s the good news: help is at hand. At the Academy of Life Planning, we believe that managing your finances for retirement should be simple and stress-free. That’s why we’re proud to introduce HapNav—a personal financial planning app that puts you in control of your financial future, all for just £6.99 per month, with a 30-day free trial.
What is HapNav?
HapNav is the Happiness Navigator that allows you to track, plan, and achieve your financial goals, from everyday savings to your long-term retirement. It’s the first-ever financial planning app tailored specifically for individuals like you, who want clear, actionable steps toward financial security.
With HapNav, you can:
- Create a personalised retirement plan, setting clear goals based on your current savings and future targets.
- Use open banking technology to track your income, expenses, and savings in real time.
- Receive step-by-step guidance on how to balance immediate financial needs with long-term retirement planning.
- Feel empowered by the confidence that comes with understanding your financial position and what you need to do to achieve your retirement goals.
Why HapNav?
Close to 51% of people say that the complexity of balancing short-term goals with saving for retirement is too difficult. But with HapNav, you don’t have to face this alone. The app simplifies everything—whether it’s understanding how much to save, how to grow your pension pot, or how to plan for a financially secure retirement.
HapNav also provides:
- Automated budgeting: Stay on top of your finances with daily, weekly, and monthly insights into your spending patterns.
- Progress tracking: Track your financial achievements over time, so you’re always clear on how far you’ve come and how close you are to your goals.
- Peace of mind: Reduce anxiety about retirement by staying informed and prepared for the future.
Try HapNav Risk-Free
We understand that taking the first step towards financial planning can be daunting. That’s why we offer a 30-day free trial of HapNav, cancellable at any time. This gives you the chance to explore the app, gain insights into your financial situation, and see how it can make a difference—without any commitment.
Lily Megson, policy director at My Pension Expert, summed up the current state of affairs perfectly: “Improving access to accurate, reliable financial information and advice is crucial to getting Britons back on the right track. Once people have the right resources to understand their options and feel confident in their retirement planning, the path ahead will likely feel far less anxiety-inducing.”
HapNav gives you those resources and more. It’s designed to eliminate the stress of retirement planning, offering clear guidance and a personalised plan tailored just for you.
Get Started Today
Don’t let confusion and anxiety hold you back from securing the financial future you deserve. Take control of your retirement planning with HapNav—for just £6.99 per month and a 30-day free trial.
Visit HapNav and start your journey to financial clarity and peace of mind.
Academy of Life Planning 