Why Working Into Later Life Could Be the Solution We Need

The UK is on a collision course with a looming pension crisis, with experts warning that millions of retirees will face financial struggles in the coming decades. While policy discussions often centre around raising pension contributions, there’s another solution that seems glaringly overlooked: working longer. This isn’t just about economic necessity—it’s about giving people the … Continue reading Why Working Into Later Life Could Be the Solution We Need →

Reimagining Retirement: Challenging Fear-Based Financial Narratives

A recent Canada Life survey reveals a stark reality: 49% of Brits under the age of 66 anticipate working beyond the State pension age. The reasons are as concerning as they are common: insufficient pensions, rising cost of living fears, and anxiety about outliving their savings. Moreover, there's a palpable worry about the health impacts … Continue reading Reimagining Retirement: Challenging Fear-Based Financial Narratives →

Redefining Retirement: Embracing a Holistic Approach to Financial Resilience

Shifting the Focus: From Enriching Bankers to Fostering Sustainable Livelihoods for All In recent discussions within the financial sector, see FT Adviser 'Retirement needs to be considered in the wider picture of financial resilience', a prevalent narrative pushed by many bankers and supported implicitly by governmental actions is the utilisation of pension funds to bolster … Continue reading Redefining Retirement: Embracing a Holistic Approach to Financial Resilience →

Is 75 the New Normal Retirement Age?

As people live longer and the cost of living continues to rise, the traditional retirement age of 65 is becoming increasingly unrealistic for many. With inflation remaining stubbornly high and the preference for drawdowns over annuity purchases, there's a real risk of outliving our capital. This changing landscape requires a re-evaluation of what we consider … Continue reading Is 75 the New Normal Retirement Age? →