The Green Dividend: Why Human Capital Is the New Renewable

“The energy of the future is not stored in batteries or barrels—it’s stored in people.” As the world races toward a green energy future, most conversations still orbit around technology: solar panels, wind turbines, hydrogen, and storage systems. Yet, according to a 2024 study published in Academia Green Energy, the true catalyst of the energy … Continue reading The Green Dividend: Why Human Capital Is the New Renewable

Human Capital: The Forgotten Foundation of Total Wealth – Part 2

“A society that invests in machines but neglects its people is not advancing—it is automating its own inequality.” For decades, financial planners and policymakers alike have placed their faith in education as the great equaliser. Build skills, gain qualifications, increase productivity—and wealth will follow.Yet new research reveals a disturbing paradox: in advanced economies, human capital … Continue reading Human Capital: The Forgotten Foundation of Total Wealth – Part 2

🕊️ The Lost Essenes of Anglesey: Rome’s Forgotten Genocide of the Druids

How empire tried to extinguish the light of natural wisdom — and failed History is written by the victors, but truth is carried by the survivors.Among the most haunting silences in European history is the story of Anglesey (Ynys Môn) — the sacred island once known as the spiritual heart of Britain, where Rome waged … Continue reading 🕊️ The Lost Essenes of Anglesey: Rome’s Forgotten Genocide of the Druids

Cosmic Maintenance: How the GAME Plan Renews an Ancient Human Mission

Across cultures and centuries, our ancestors told the same story in different tongues:creation is not finished, and humanity’s work is to keep the universe in balance.At the Academy of Life Planning, the GAME Plan — Goals → Actions → Means → Execution — is our practical expression of that timeless task.It is not merely a … Continue reading Cosmic Maintenance: How the GAME Plan Renews an Ancient Human Mission

From the Age of Exploitation to the Age of Empowerment

By Steve Conley, Founder – Academy of Life Planning For two thousand years, humanity has lived under the long shadow of the Age of Pisces — the age of empire, conquest, and control. It began with the Romans and spread across continents through systems of colonisation that divided spirit from matter, body from soul, and … Continue reading From the Age of Exploitation to the Age of Empowerment

🏦 The Rules of the Game Are Being Rewritten Again — and the Referees Are Looking the Other Way

By Steve Conley, Founder, Academy of Life Planning & Get SAFE Initiative The quiet return of deregulation When Paul Thwaite, the chief executive of NatWest, declared this week that the UK is “closer to the start than the finish line” in its mission to overhaul regulation, he wasn’t issuing a warning. He was celebrating. And … Continue reading 🏦 The Rules of the Game Are Being Rewritten Again — and the Referees Are Looking the Other Way

How AI Is Helping Ordinary People Find Their Voice – and Why the Judiciary Is Catching Up

“Hi Steve,Just wanted to say a big thank you again for introducing me to my GPT – Co-pilot 🧑‍✈️.It’s honestly changed everything for us.”— John Galajsza, citizen investigator and survivor advocate When Joshua Rozenberg recently revealed that “every judicial office-holder in England and Wales now has access to Microsoft Copilot,” it marked a historic turning … Continue reading How AI Is Helping Ordinary People Find Their Voice – and Why the Judiciary Is Catching Up

The Next Lloyd’s of London: How Structural Untrustworthiness Still Destroys Lives

“History doesn’t repeat — it compounds.” In 1993, thousands of wealthy professionals opened letters from Lloyd’s of London demanding sums that made no sense.£300,000. £1 million. £3 million.Not what they’d invested — what they owed. Doctors. Farmers. Aristocrats. Widows.All ruined by a system that told them they were special. They were called “Names.” They pledged … Continue reading The Next Lloyd’s of London: How Structural Untrustworthiness Still Destroys Lives

Key lessons for Holistic Wealth Planners

Here are the key lessons Holistic Wealth Planners can draw from Education, Growth and Income Inequality by Coen Teulings and Thijs van Rens: 1. Human Capital Drives Growth—But With Diminishing Returns The study confirms that education (a proxy for human capital) boosts GDP, but each additional year of education contributes less than the last. In … Continue reading Key lessons for Holistic Wealth Planners

Key lessons for a Holistic Wealth Planner

Here are the key lessons for a Holistic Wealth Planner from “Human Capital, Poverty, and Income Distribution in Developing Countries” by Minh Quang Dao (Journal of Economic Studies, 2008). 🌱 1. Human Capital is the True Engine of Wealth The study confirms that improvements in education, health, and nutrition directly reduce poverty and inequality. For … Continue reading Key lessons for a Holistic Wealth Planner