The financial services sector has just seen a significant development: the Chartered Financial Analyst (CFA) Society of the UK has joined the Chartered Body Alliance. This partnership, which already includes the Chartered Institute for Securities & Investment (CISI), the Chartered Insurance Institute (CII), and the Chartered Banker Institute, now represents nearly 225,000 professionals. The addition … Continue reading CFA UK Joins the Chartered Body Alliance: A Step Towards Holistic Financial Planning
Tag: personal-finance
From Financial Planning to Holistic Wealth Planning: A Broader Perspective
A fellow Chartered Financial Planner recently shared a thought-provoking post titled, "WTF is Financial Planning?!" It described a solid approach to traditional financial planning—covering goals, managing resources, and ensuring a balance between living well and preparing for the future. While it was a great outline for what many consider "best practice," it made me reflect … Continue reading From Financial Planning to Holistic Wealth Planning: A Broader Perspective
Bridging the Empowerment Gap: Why Financial Empowerment, Not Advice, is the Future
For too long, the financial services industry has focused on solving the wrong problem. The buzzword has been the “advice gap” — a perceived lack of accessible financial advice for the masses. But the truth is, the real issue isn’t advice; it’s empowerment. People don’t need to be sold financial products disguised as solutions. They … Continue reading Bridging the Empowerment Gap: Why Financial Empowerment, Not Advice, is the Future
Why Do 80% of Financial Advisers Want to Expand Auto-Enrolment? A Closer Look at the Debate
In a recent survey by fintech firm iPipeline, over 80% of financial advisers expressed support for changes to the UK’s auto-enrolment pension system. Many called for a lower minimum age and higher contributions, aiming to bring more people into the fold. Some called for dropping the Lower Earnings Limit deduction and the trigger point to … Continue reading Why Do 80% of Financial Advisers Want to Expand Auto-Enrolment? A Closer Look at the Debate
Younger People Seek Financial Advice While Advisers Shift Focus
Recent research reveals a striking irony in today’s financial advice market: younger people are increasingly looking for financial guidance, just as advisers are offloading clients who fall outside their target profiles. This disconnect raises important questions about accessibility, fairness, and the future of financial advice. Younger Generations Turning to Financial Advice Chancellor Rachel Reeves’ recent … Continue reading Younger People Seek Financial Advice While Advisers Shift Focus
Britain Isn’t Working: The GAME Plan as a Solution
Britain, we’re told, “simply isn’t working.” With a record 2.8 million people off work due to long-term sickness and welfare spending soaring, the nation is grappling with a crisis that’s as economic as it is social. The government’s proposed solutions – personalised job centre support, CV advice, and AI job-hunting tools – may tick some … Continue reading Britain Isn’t Working: The GAME Plan as a Solution
Retirement Planning Beyond Financial Capital: A Call for Holistic Conversations
For many, the prospect of retirement is both exciting and daunting. It’s a time to step back, reflect, and embrace new opportunities. But what if your retirement savings fall short of your expectations? For those who approach financial advisers hoping for a lifeline, the conversations they’re having might not be enough to ease their worries. … Continue reading Retirement Planning Beyond Financial Capital: A Call for Holistic Conversations
Why Financial Planners Need Human Capital Development Skills
For generations, retirement planning centred around accumulating enough financial capital to see people through their golden years. But as the workforce evolves, and life expectancy extends, this approach is no longer sufficient. Financial planners must embrace a new skill—human capital development strategy—to help clients navigate longer economically active lives without running out of financial resources. … Continue reading Why Financial Planners Need Human Capital Development Skills
Discover a Fulfilling Career in Financial Planning Without the Sales Pressure
Embarking on a career in financial planning is a commendable choice, offering the opportunity to make a meaningful impact on individuals' financial well-being. However, it's essential to be aware of the different pathways available, especially when some roles are heavily centred around product sales. Organisations like M&G Wealth, SJP, and Quilter are actively recruiting in … Continue reading Discover a Fulfilling Career in Financial Planning Without the Sales Pressure
Holistic Wealth Planning: A Flexible Career for Today’s Parents
Balancing a career with raising a family has always been a challenge, but for holistic wealth planners, the solution lies in flexibility and scalability. This isn’t your typical 9-to-5 office job. There’s no daily commute to the city, no rigid schedule to dictate your life. Instead, holistic wealth planning offers a work-from-anywhere lifestyle, making it … Continue reading Holistic Wealth Planning: A Flexible Career for Today’s Parents
Academy of Life Planning 