When the FCA refuses to act on clear evidence of fraud, it’s not just a bureaucratic failure—it’s a betrayal of public trust. Victims like Paul Birch warned the FCA as early as 2017 that a so-called adviser, John Maurice Pye, was fraudulently claiming FCA authorisation. Internal FCA emails acknowledged the evidence. So did the Chartered … Continue reading 🔍 Another Regulator. Another Excuse. Another Victim Left Behind.
Tag: money
Is Bitcoin Helping You Unmask the Robbers, or Is It Just Another Mask?
By Steve Conley | Academy of Life Planning In Your Money or Your Life: Unmask the Highway Robbers, we expose a powerful truth: that much of today’s financial system is not built to serve you—it’s built to extract from you. Through a combination of debt, distraction, and dependency, the wealth of the many is siphoned … Continue reading Is Bitcoin Helping You Unmask the Robbers, or Is It Just Another Mask?
Your Money or Your Life: When a Growth Agenda Becomes a Wrecking Ball
In memory of every family business under siege.For every next-generation entrepreneur told there's no room left for you. They call it a growth agenda.They tell you they’re rebuilding Britain.They wave the flag of fiscal responsibility. But look closer. This isn’t a growth agenda—it’s a controlled demolition. Taxes are rising. Wealth is fleeing. Public finances are … Continue reading Your Money or Your Life: When a Growth Agenda Becomes a Wrecking Ball
Break Free: Why the Future of Financial Planning Starts with You
I remember the exact moment I knew I couldn’t stay silent anymore.There I was—at the top of my game. A senior leader in one of the biggest financial institutions in the UK, steering billions of pounds in investments, sitting at the table with the so-called “movers and shakers.” From the outside, I had it all: … Continue reading Break Free: Why the Future of Financial Planning Starts with You
Why Now is the Time for South African Financial Planners to Embrace a Planning-Led, Relationship-Driven Future
The South African financial planning profession stands at a pivotal crossroads. Insights from the recent Adviser Barometer 2024/25 webinar, presented by Taryn Duncan of Allan Gray and Mark Polson of UK-based consultancy The Lang Cat, reveal a powerful global trend: the future of advice is moving away from product selection and towards client empowerment through … Continue reading Why Now is the Time for South African Financial Planners to Embrace a Planning-Led, Relationship-Driven Future
100 Human Capital Strategies to Generate Extra Income (No Financial Capital Needed)
By Steve Conley, Academy of Life Planning "Start where you are. Use what you have. Do what you can."— Arthur Ashe If you're finding it harder each month to make ends meet — juggling bills, debts, and rising living costs with little or no savings to fall back on — you are not alone. Many … Continue reading 100 Human Capital Strategies to Generate Extra Income (No Financial Capital Needed)
From Patient to Planner: How the Academy of Life Planning Applies NHS Principles to Financial Well-Being
At the Academy of Life Planning, we believe in turning proven healthcare philosophies into powerful financial planning principles. Inspired by the NHS Long Term Plan and the person-centered care model, we’ve developed an approach to wealth that treats individuals not as passive recipients of financial advice, but as active participants in their own prosperity. Just … Continue reading From Patient to Planner: How the Academy of Life Planning Applies NHS Principles to Financial Well-Being
From Horse and Cart to Ferrari: The Evolution from Traditional Financial Planning to Holistic Wealth Planning
By Steve ConleyFounder, Academy of Life Planning What’s the difference between traditional financial planning and holistic wealth planning? It’s a question I’m often asked, and the answer is both simple and profound. Andy Agathangelou, founder of the Transparency Taskforce and a lifelong veteran of the financial services industry, once described our work together in a … Continue reading From Horse and Cart to Ferrari: The Evolution from Traditional Financial Planning to Holistic Wealth Planning
Your Money or Your Life: When Consumer Duty Becomes Consumer Deception
For every investor misled by numbers that don’t add up—and every adviser still brave enough to tell the truth. The Injustice Unmasked Consumer Duty was meant to protect the public. A rallying cry for transparency, fairness, and value. But what are we seeing? Prices are rising. Not falling. Lazy income—untethered from real service—is being justified, … Continue reading Your Money or Your Life: When Consumer Duty Becomes Consumer Deception
Become a Holistic Wealth Planning Business: A Future-Ready Encore Career for Financial Professionals
If you’re a financial professional feeling the weight of regulatory pressure, or a corporate adviser ready for a more values-aligned encore career, you’re not alone. Many experienced professionals in finance, particularly those nearing retirement or recovering from burnout, are rethinking their path forward. They’re asking: “Is there a way to use my skills without compromising … Continue reading Become a Holistic Wealth Planning Business: A Future-Ready Encore Career for Financial Professionals
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